How to create your own web wallet. Webmoney replenishment methods

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WebMoney offers its clients to open an account in different currencies. In Russia, the ruble wallet is the most popular. You will learn how to create a WMR wallet in this article.

A WM wallet is an official account that is registered in the WebMoney payment system, allowing you to store virtual funds. WMR in WebMoney means that account transactions are carried out in national currency, that is, in rubles. You can understand in what currency the account is kept by the third letter, in our case it is R. It is this type of electronic payment instrument that has gained the greatest popularity in the post-Soviet space.

If suddenly you need to make a purchase in another currency, then this is not a problem. Using the internal capabilities of the electronic payment system, rubles can be exchanged for other currencies at the current rate.

You should know that each registered virtual account has a 12-character number associated with the WMID. The number starts with capital letter, meaning the currency in which funds are received and transferred in the wallet. An account working with the title symbol - ruble, looks like this: R000000000000. If necessary, you can create an unlimited number of different accounts in one account, but for other currencies.

The money available on WebMoney can be used in many areas, here are just a few of them:

spend on purchases in online stores;
pay for services;
pay traffic fines;
pay for public utilities;
translate to a friend;
pay taxes;
credit to phone balance, etc.

Registration rules

Procedure for creating WMR:

Register in the system and create a new account (if you have not previously created an account in the system in your name). Produced on the official WebMoney website.
Log in to your account.
Go to the "Wallets" section.
To create a wallet in Russian national currency, you must select rubles from the proposed list and agree to the terms. To do this, click on the “I accept the terms of this agreement” item.
The electronic payment system will inform you that for full-time work you need to obtain a certificate. To do this, you will need to go to the Certification Center; here, be prepared to be asked for personal information. In particular, these are: passport data (with a scanned document attached), individual tax number, place of residence, etc. Be as responsible as possible when entering information; to correct the slightest errors in the future, you will have to contact technical support service. Next, enter the identification code and after checking the entered data, the user receives a formal certificate.
WMR registration is completed. You managed to create a wallet (payment module).

Those who need to have different R wallets must go through the described procedure again. In this case, registration is carried out under a different name, since the service provides for the creation of only one wallet for one currency.

In the WebMoney payment system, you cannot create an R-wallet without a passport. Thus, the system takes care of the safety of its users and their Money Oh. Otherwise there would be more scammers than there are now. If you created an account before the new user verification rules were introduced, you will still have to go through the procedure. While using the system, it will prompt you to verify, otherwise your actions will be practically blocked.

Difficulties

As a rule, even a novice Internet user is able to independently register with WebMoney and open a ruble account. Therefore, the question of how to add a wallet with rubles to WebMoney is resolved very quickly. The only thing that may cause difficulties is obtaining a formal certificate. Or, more precisely, downloading copies of documents confirming the user’s identity.

Pay attention to this point regarding the WebMoney gold wallet. Interestingly, we will not be talking about a payment module that works with gold, but about one of the types of deception. It is often practiced by online scammers on gullible users who want to earn easy money.

The essence of the deception is that a person is promised free WebMoney title units. Fraudsters on the Internet offer various wallets to which you need to transfer money and get it back a large amount. It can exceed the initial investment by two or even three times. However, this scheme It mainly works only when you send small amounts, up to 100 rubles. But, as soon as the user decides to make a large transfer, his money will not be returned.

Webmoney – payment system, which appeared 18 years ago (in 1998) and has become one of the popular methods of calculation and payment on the Internet. For today WebMoney wallet have about 31 million registered accounts with an annual turnover of monetary transactions of 17 billion US dollars.

You can buy and exchange WM through Bestchange: bestchange.com.

The service is international and can be used by residents from different countries, including from Russia and Ukraine.

The main competitors in the CIS market are

The owners and country of registration of the company are unknown and are not indicated on the website, except for the mention of a Lithuanian management company. All main technical departments and support are located in Russia, and the main certification center is located in Moscow.

WebMoney website - www.webmoney.ru. In addition to Russian, there are Spanish, Turkish, Portuguese and English.

The units of calculation are title units denominated in different currency units - WMZ, WMR, WMB, WME, WMU and others, which are equivalent, respectively, to the US dollar, Russian ruble, Belarusian ruble, euro and Ukrainian hryvnia. If you look at it from the legal side, they cannot be called electronic money, but are financial assets. The title sign of the wallet currency has its own guarantor, for example in Belarus it is OJSC Technobank, in Ukraine it is the company Agency Guarantee Guarantor LLC, in Russia the guarantor is LLC VMR.

Last fall, VMs began to officially issue electronic money in EU countries, using the corresponding license from the British regulator FCA for their issue. Thus, all user accounts in WME have acquired the right to be called electronic money and are regulated by European laws, with the possibility of compensation payments in cases of bankruptcy.

If disputes arise between clients, the service provides the opportunity to use Arbitration. After submitting your free application, WMID owner issue a warning or block the wallet, depending on the type of complaint. It is reviewed within a week and a decision is made that cannot be appealed.

Registration Webmoney

Registration in WebMoney takes place in several stages. It’s not difficult to understand them, you just need to follow the instructions of the system and after four steps you will become a user of the system with an initial certificate. Before starting to work with the system, read service agreement.

First step. Enter your mobile phone number. Indicate only the one that belongs to you personally, as you will receive an SMS with a code, without which you will not be able to complete registration. In the future, access passwords will be sent to it when logging into Personal Area and confirmation of various monetary transactions.

Second step. Enter your personal information here:

Your date of birth,
Country where you live
Address Email,
Ask a security question.

Third step. As I said before, a four-digit code will be sent to your phone. Enter it in the appropriate field of the form.

Fourth step. The mobile number is the login to enter the VM website. All you have to do is come up with a password - I recommend using online generators, which will give it out to any complexity, but you will need to write it down or save it in a safe place. We enter the captcha and that’s it, we have registered in the WebMoney service and many of its functions are already available to us, even with the lowest certificate. The limits are not very large, but you can always provide necessary documents and get formal and higher.

Forgot to mention - on email You will receive a message with a link that you can follow, thereby confirming the specified e-mail.

Each client is assigned a user ID, or WMID, consisting of twelve digits. The WM-identifier number can be found by the wallet number.

Logina,
Password,
Entering captcha.

On mobile phone You will receive an access code, which we enter in the new line that appears. You can also log in to Webmoney through your profile in in social networks or through the Keeper application.

WebMoney Wallet

To receive and transfer funds, you need to open a wallet. Webmoney provides it in seven title units. Only funds in a WME euro wallet can be called electronic money, since in the fall a British license from the financial regulator FCA was received for their issue, which implies their insurance and payment of compensation. There are no such guarantees for other accounts yet.

The WebMoney wallet number consists of Latin letter and 12 digits. For example, R123456789012. The figure shows an example of where and how you can find a number in Keeper Standard and Classic.

The number of wallets created is not limited in quantity.

You can carry out operations with it through:

Keeper Standard, works through a web interface on the site itself. Login is carried out by entering your login and password. To get into it, follow the link mini.webmoney.ru. The functionality is limited, it is used to pay for goods, services, replenishment and transfer of money,
Web Pro. A more advanced version of the above standard Keeper, the input is the same as in the first case. It cannot be used in conjunction with the program - WM WinPro (Classic), which is described below,
Keeper WinPro Classic - special program for more convenient use service. Download Keeper Classic

I recommend it to everyone, as it has full functionality and capabilities,

Mobile application - for a mobile phone, the same limited opportunities, as in Standard, but with it you can always be online.

You can connect control by going to settings and selecting the desired method.

Or at WMID management page:

When opening a wallet through Keeper Standard, you need to select the account currency and agree to the proposed conditions.

Creating a wallet in Keeper WinPro, which can be downloaded from the link above.

Webmoney certificates

WebMoney certificate is confirmation of your data provided personal information During registration. We can say that it is like a passport, but only on the Internet. The passport contains the last name, first name, patronymic, passport data and other information necessary to identify the account. Thus, you can influence the limits by increasing them, as well as other restrictions.

All this is necessary for the security of payments, the prevention of fraudulent schemes and increased trust in you from the Vebmani service. You can view it at on the WebMoney website by entering the ID or wallet number.

We receive the pseudonym certificate simultaneously with the completion of registration. Suitable for transactions with small amounts. Confidence from the outside payment service the very minimum. According to statistics, the majority, about 60%, have only this.

In order to increase transaction limits and add other functions, for example, to link to an account, you need a formal certificate. To receive it, upload a scanned copy or photo of your passport through the website. After checking them, which lasts for several days, you will receive a notification on your phone and email about its completion. Receiving is completely free.

If you are a business owner and your work involves constantly receiving and exchanging money through WebMoney, then you need an initial certificate with verification of passport data. Receipts are paid through the Personalizer: you can get a certificate in Belarus for 200,000 thousand Belarusian rubles. rubles at OJSC Technobank. Full list can be seen on the website.

A personal certificate is issued to Registrars for on a paid basis. After receiving it, you will have a maximum list of services and opportunities to earn money in the affiliate program.

The affiliate program involves issuing certificates to other users in person. For providing this service you receive a commission from their full cost:

for issuing the initial one - 50% of the amount
for personal - 75%.

For any questions that arise regarding obtaining a certificate, write to the support service support.wmtransfer.com.

Limits depending on the level of identification:

Top up WebMoney

The company provides a wide range of opportunities to deposit money into a Webmoney wallet. The table shows all available methods entering funds with commissions and the timing of their receipt to the account for each title currency. More detailed information you will find according to your region on the website by going to the money entry page using the link, and I will go through some of the main ones.

Deposit money on WebMoney from a Visa or MasterCard bank card. Daily limit 500 US dollars or 10,000 per month. To do this, we dial the required amount, keeping in mind the commission, then enter the details of the bank plastic card in the form that appears - number, expiration date, security code.

You can top up your WebMoney wallet in Belarus through the ERIP System or, for example, on the e-pay service.

By bank transfer on the guarantor's websites. For example, details for replenishment in Belarus through Technobank OJSC, you just need to enter the wallet number, amount, last name, first name and patronymic and go to the nearest bank branch and pay

Top up VM through an account in Yandex Money, or Easy Pay. You first need to link them to your wallet.

Replenishment through payment terminals. For example, you can top up WMZ through terminals in the following countries: Armenia, Bulgaria, Georgia, Spain, Kazakhstan, Kyrgyzstan, Lithuania, Moldova, Turkey. The money comes instantly, the commission is different for all countries.

Transfer money via Internet banking - VTB24, Promsvyazbank, Alfa-Bank, Sberbank.

Transfer from a mobile phone - only for residents of Russia and Ukraine. Available mobile operators- Megafon, Beeline, MTS, Tele2.
Depositing cash through the Svyaznoy solon network or Euroset terminals.
Through a bank branch. Arriving at the bank's cash desk and replenishing your wallet with cash.
Top up WM by money transfer within Russia through the Contact system, Unistream, Post.

By purchasing and activating prepaid cards, which are issued in different denominations. They can be purchased both in Russia and Belarus.

Go to the nearest ATM and top up Webmoney.

by exchanging the most popular payment systems, such as Qiwi, Perfect Money, Skrill, Adv Cash, on Webmoney.

Translate Webmoney

You can transfer from webmoney to webmoney to another user using various applications for wallet management. To ensure the safety of transfers, they should be protected by protection, which can be by code or by time. In this case, having sent money to another person, it is blocked by the system. After receiving the goods or funds, you provide the code to the seller and only after that the transaction is considered completed.

If time protection is installed during the transfer, the recipient will receive the money when this time expires. But if the goods are not received, then open a claim in Arbitration.

The following restrictions apply:

After 8 wrong attempts enter the code, the transfer is returned back to the sender,
The method of sending the code also has an expiration date, after which it will no longer be available for entry.

Let's consider transferring money from WebMoney using Keeper Classic. Go to the menu, select Transfer Webmoney and in the window that appears, enter the recipient's wallet number, the payment amount, and write a comment if necessary. Next, select the transfer type -

Normal - choose if you are confident in the security and trust the recipient,
Through the Escrow service,
With protection is the recommended method. By choosing this item you will protect yourself as much as possible from possible fraud.

Please indicate desired type, the validity period of the protection and remember the code. In the next window, we look at information about the recipient’s WMID, his business level and the presence of other complaints.

Almost similar actions should be done using the standard Keeper, which we use on the site. Select the Transfer funds item and indicate to whom and indicate the type of protection.

Transfer fee - 0.8%, but not less than 0.01 title unit. She can't be bigger established restrictions- for wallet Z it is 50 WM, respectively, for B - 100,000, R - 1500, U - 250.

There is no commission if the transfer is carried out within the same WMID, as well as for holders of an initial certificate.

If you need to exchange funds from one of your wallets to another - that is, for example, transfer WMZ to WMB or WMR, then this can be easily done using Keeper Classic by selecting the desired wallets and specifying the amounts. Here you can see the average rate that is set on the exchange exchange.

Withdraw Webmoney

Opportunities on how to withdraw WebMoney, a large number of. The full list and commissions for each type of wallet can be found on the overview page all ways to withdraw money from your account.

Or using standard Keeper on the site:

We go to the site, enter your credentials,
Select the desired wallet,
Click Withdraw funds - all methods,
We select the most suitable one from the list,
Instructions for further actions will appear in a new window.

Withdraw money to your bank account Visa card or MasterCard, attaching it to a WMZ or WME wallet, see the link for more details.

Or order a VM card, from which you can withdraw cash from any ATM.

Due to the fact that for some time now, when registering in the WM system, WM becomes the default WMID management method Keeper Mini, many users confuse the concepts of ‘Creating a WMID’ and ‘Creating a wallet’. Let's clarify this issue...

Only after registering in the system, users immediately receive a WebMoney Identifier (WMID), which will serve to identify a specific user in the system, but users cannot yet carry out operations in the WM system, since they do not yet have their own wallets for these purposes. So, by registering in the system, you immediately create only a WMID for yourself, and you still have to create the wallets you need for operations in the WM system, because without them it is impossible to carry out operations.

The system supports several types of title units stored on the corresponding electronic WebMoney wallets:

WMZ— equivalent of US dollars (wallet type Z),
WMR— equivalent of Russian rubles (wallet type R),
W.M.U.— equivalent of Ukrainian hryvnia (U-type wallet),
WME- Euro equivalent (type E wallet),
W.M.B.— equivalent of Belarusian rubles (wallet type B),
WMG- equivalent of gold (wallet type G),
W.M.C. And WMD- equivalent to WMZ for credit transactions on C- and D-wallets (can be created by users with a certificate from basic and higher).

In 2013, the WebMoney system introduced new type title units and, accordingly, a new type of electronic wallet:
WMX— equivalent to 0.001 Bitcoin (wallet type X).

You can create any WebMoney wallets for your needs, just a piece of advice - don’t create unnecessary ones, they can’t be deleted!

In the Mini keeper, wallets are created as follows - on the main tab in the keeper, click the ‘Wallets’ tab:

A page with your wallets opens, there you click the ADD MORE link:

Your attention will be presented to the page for creating a wallet, on which you should select the required equivalent, for example, WMR - Russian rubles, study the agreement for using your wallet, be sure to agree with it, if you have not changed your mind about using the WebMoney system, check the appropriate box and click the CREATE button:

After successfully completing this operation, you will have a WMR wallet created, which will immediately appear in the WALLETS tab of the Mini keeper. You need to do the same thing again with other wallets in order to create equivalents of WMZ, WMU, WME or any others that you think you will need for operations in the system. You can only create one wallet in MINI Keeper different types! If you need more wallets of the same type, then you need to connect another method of managing wallets, for example, the Classic keeper.

For WM Keeper Classic the process is similar, but everything looks different:
go to the tab in the keeper WALLETS, there you click in the field right click mouse and select CREATE in the menu that appears, a window opens and in it select which WM wallet you want to create, and also enter the name for the future wallet, which can later be changed:

Or, immediately below the tabs, click the CREATE button and the same window opens for you to create a wallet:

You can also create several WebMoney wallets of the same type, for example, WMZ wallet, but for different purposes. The main thing is that you yourself do not get confused in them. To do this, any WebMoney wallet can be renamed for your convenience. WMZ wallet is the most popular in the system, so you simply need to create it - almost all services and stores work through the WMZ wallet, as one of the options.

Operations with WebMoney wallets.

To replenish WebMoney wallets with title units such as WMR and WMU through terminals, of which there are now a huge number for your convenience, you need to authorize these wallets on the website. Let us immediately note that WMR wallets, created after May 2009 do not need to be authorized, this already happens automatically when creating a wallet, and WMZ wallet cannot be topped up through terminals!

Also, immediately study the requirements and limits of Guarantors for various types of certificates and keepers, so that later there are no unpleasant situations when working with the system!

There are 3 ways to send money from your keeper:

1. Direct payment from wallet to wallet, for example, from your wallet to our... oh, sorry - another wallet. To do this, you need to first find out the number of another wallet. Next, right-click on the required wallet in the keeper, select the ‘Transfer WM’ item in the menu that opens, select ‘To WebMoney wallet’ and fill out the window that appears...

It is worth noting that for the safety of your transfers, there is a safety net option in the system - transfer with transaction protection code.

The protection code in the WebMoney system is used quite often, so let me inform you that there are even 2 types of transfers with a protection code - by time and by code.

When making your first translations, if you are afraid of something, I advise you not to be lazy and use this option.

Also, for the security of transactions, the WM system has the Escrow service, which acts as a trusted party between sellers and buyers and is integrated directly into the keeper, so you can insure any funds transfer operation using collateral:

2. The second method is implemented as a function in electronic stores - (interfaces for automated receipt of funds). You select a product or service on some website in an electronic store, and click PAY, then one by one you perform the actions that are offered to you on the monitor screen, but not by stupidly pressing all the proposed buttons in a row, but by first reading and understanding what you are doing . Of course, the keeper must first be activated.

During the process, you can also check some data, for example, his certificate or reviews about the Seller on his page in the Arbitration, so that you don’t get the impression that you paid for the service, and then looked in the reviews that 50 WM users have already written complaints that the service is of poor quality or it doesn't turn out at all.

3. The third way is to pay an invoice sent to you by someone. You can immediately click the PAY button and the money will be transferred after entering the captcha, or you can postpone this invoice and pay later, if you consider it necessary.

Here you need to be especially careful, because some scammers or beggars can send invoices from their keeper to anyone, for this they only need to know the WMID of the correspondent, so I advise you to carefully study the invoices that come to you before pressing the payment button!

Operations in the WebMoney system are carried out between wallets of the same type, i.e. you cannot send title units, for example, WMZ to a WMU wallet, but you can only, for example, WMR => WMR or WME => WME. To convert WM title units into the currency you need, there are various exchange services, for example, one of the reliable and well-proven ones is

About nonsense when dealing with money.

The Internet is simply full of swindlers and swindlers of various breeds, I think many people know this very well and I haven’t said anything new. But each of us, let’s be honest here, at least once, fell for various tricks of scammers, maybe in personal correspondence, or maybe on scammers’ websites (newbies can do a lot of stupid things due to inexperience), as a result of which they simply parted with their money , acquired through hard work.

Therefore, you should NEVER pay to ‘magic wallets’, to someone you don’t know, and also to someone from whom you cannot receive an invoice for payment. It's also not worth paying WebMoney certificates for Yandex.Money to work as a ‘WebMoney operator’, and you should NOT make money in a day in ‘profitable exchangers’ electronic currencies, even using exchange rate monitoring services. All this, to put it mildly, is from the evil one. Remember that swindlers, in the desire for easy money, sometimes create miracles and their inventions are limitless, so before you make any transfer of your money in a keeper (especially a forced transfer), first analyze the situation, or, as they say, ask your elders comrades'.

If, however, you still have unanswered questions, then feel free to ask them by clicking on the link in the left panel of the site. Any question will be answered by experienced users, many of whom are registered consultants of the system.

Lexicon

The ID of each user in the system is certificate. There are several types of certificates.

Alias Certificate- a new registered user or a user who has not provided identification documents. Such a certificate imposes a number of restrictions on activities in the system.
Formal certificate is issued to the user after filling out passport data, TIN, email address and mobile phone on the website of the personalization center. This is the basic certificate for all full users of the system.
Personal certificate- issued as a result of comparison of a living user for compliance with the submitted documents, in the personal presence of an authorized representative of the System. This certificate guarantees the user's reliability and gives access to certain additional functions, for example, the ability to take out loans.

WMID- This unique number account system user, which is issued during registration. Any person registered in WebMoney can have more than one WMID (second, third, etc.) for various activities(this will require you to register again), but all WMIDs are combined into one user certificate.

Within each WMID, the user can open wallets. A wallet is an account in which system accounting units can be stored. There are wallets different types, depending on the currency. For example, in Ukraine, all official transactions must be carried out with U-type wallets (WMU), which corresponds to the Ukrainian hryvnia. Each user can make at least 10 U-wallets (just like any other), if it is convenient for him to keep track of expenses (“for telephone”, “for hosting”, “for utilities”, etc.).

Not to be confused with the concept of “wallet” Keeper, which is sometimes also called an electronic wallet. In fact, a keeper is not a wallet, but a means of accessing your WMID with wallets linked to it and accounting units stored on them (roughly speaking, funds).

If you decide to create your own “magic” wallet on WebMoney, you need to register.

Registration in the system

In order to register in the system, you need to go to home page and click on the Free registration link.

The system redirects the user to the registration page start.webmoney.ru. Here you need to indicate your mobile phone number, which the System will use to check whether you have registered before.

If you are registering with WebMoney for the first time, before logging into the system you will have to go through several registration steps: entering personal data (have your passport and Taxpayer Identification Number ready), checking your e-mail and checking your mobile phone. You will receive your WMID number by e-mail with a brief background information about the System, and an SMS with a code will be sent to your mobile phone to confirm registration.

Your first Keeper

Each unverified New user, without payment transaction history, for security reasons receives access to work with the System only via Keeper Mini (another name is " WebMoney Wallet") - a means of authorization using a login and password.

Hello everyone friends! In this article you will learn what Webmoney is, and I will also show you step by step how to register correctly. Let's begin!

A few words about the Webmoney system (Webmoney):

Webmoney is a system electronic money, used all over the world, is one of the most popular. Registration in the system is completely free, and you receive great amount advantages, here are some of them:

Electronic money can be transferred at any time to anywhere in the world, the commission is no more than 1-5%;
It’s easy to top up your mobile phone account, pay for Internet or utilities, or repay a loan;
Pay for goods purchased in online stores and much, much more...

And all this combined with high reliability and system protection!
Agree, it is much easier to press a few buttons on the keyboard than to constantly go to the bank, stand in queues, look for ATMs to pay for the Internet, mobile phone, etc.

Registration in Webmoney (takes no more than 5-10 minutes):

Register in Webmoney transfer Citizens of any country can, whether you are in Ukraine, Belarus or Kazakhstan, it doesn’t matter at all and it’s also free!

Now we will make an electronic wallet where the money you earn will go, for this we go to the official Webmoney website to.

Registering is very easy if you have an account on social networks, see how to do this here:

If you do not have an account on social networks, or for some other reason you do not want to register through it, then registration takes place in a slightly different way, here is the video:

Webmoney wallet - Registration:

If your video is not loading, follow these steps when registering:

Enter your mobile phone number and click the “Continue” button.
We fill out all forms for registration. Provide only reliable information, otherwise you will not be able to cash out electronic money and fully use the system.
We check the correctness of the entered data and click the “Continue” button.
To confirm your registration, follow the link in the letter that was sent to you by email.
We complete the registration by entering the verification code that was sent to your mobile phone in a special form. We must confirm your phone number, in this case no one will be able to steal your money from your account.
Create a password and confirm with the code from the picture.
At this point, registration is complete, you have been assigned a WMID (personal identifier in the system).
Create dollar (WMZ) and ruble (WMR) wallets in your account; on most sites where you will work there will be quite enough of them. There are also other currencies in the system, create them if necessary.

If you still cannot register after these steps, then study this.

Never write down or store logins and passwords on your computer!

enjoy Webmoney system can be done in several ways:

WebMoney Keeper Mini (used on the site itself).
WebMoney Keeper Mobile (used on mobile devices).
WebMoney Keeper Classic (used on a computer).

Choose what will be convenient for you.

What now? How to start earning money?

We have registered the wallet and now everything is ready to start earning money! I recommend starting your journey of making money on the Internet by reading letters, browsing sites and clicking, this is the easiest way for beginners. To do this, you need to register on special sites. This is where you can easily earn your first money on the Internet:

1) VIP- This unique project has been running since 2003! I emphasize main feature: execution here various tasks, surfing, emails and clicks is carried out using a specially designed program; it tells you everything you need to do - it’s very convenient. Money can be withdrawn both in rubles and dollars:

Detailed instructions for working on this project.

2) Socpublic- Perhaps one of the best Russian projects, it has been working and consistently paying money since 2008. Actively developing modern design, well designed and clear interface site. Payments in rubles:

Detailed instructions for working on this project and other ways to earn money.