Electronic payment system “Comepay. Payment system Comepay Kampei entrance for agents

Payment systemComepay belongs to FINARS bank, which has been operating in the financial market since 1994. One of the main directions of the bank's work is the transfer of funds, including e-commerce. For these purposes, the bank created the Comepay payment service. In Russia, this service is quite famous among those users who use e-commerce, which allows you to quickly pay for goods and services without wasting time. The service organizes services for citizens with the task of transferring funds in relation to more than 3500 partners who are service providers. For the purpose of stable, efficient, uninterrupted operation, the equipment of the company IBM and CISCO is used, which is of high quality, as well as the ability to back up software and data. You can find out how the comepay payment system works in this article.

Online wallet

Since 2006, the procedure for registering online wallets belonging to this service has begun in the Russian Federation. In its work, the operator is mainly focused on the manufacture of payment terminals Comepay, payment for everyday services, including repayment of loans, etc. Branches of the company payment system Campai operate in about 70 regions of our country, in Ukraine.

Comepay is one of the leading Russian payment services. It belongs to the FINANCE bank, which has been operating in the financial services market for over 20 years. Compay has established itself as a reliable and convenient electronic payment service.

How to use the terminal

To perform operations related to cash, you must have a wallet in the payment system. Next, the user must select the "wallet and payment systems" option, go to the "single wallet", enter the mobile phone number to which the wallet is registered. The number is entered without the Russian code. The phone number must be registered in the system, it must be confirmed with the payment service operators.

To pay for an order, for example, for an online store, we enter a phone number, enter a wallet number (12 digits), click on the "go forward" option. The correctness of the entered data must be checked by the user. However, the system itself reminds of this. After the banknotes, you need to click on the "forward" button, we receive a proof of payment (check), if necessary, we save the payment. But you don't have to.

For its 7th anniversary in 2003, Compay updated its logo and corporate identity using the services of the leading Russian design studio Artemy Lebedev.

Wallet registration deadline

This is a necessary step, since without the presence of a properly registered electronic wallet, it is impossible to carry out any transactions with money. The term for registering a wallet in the system to the user's mobile number is no more than two working days. At the end of the registration procedure, a username and password will be sent to the e-mail address specified by the user. This data is the user's access to the wallet. The password sent to the email is valid for 3 days, if it remains unchanged, access to the site is blocked.

The wallet is replenished in Comepay terminals. This way of replenishment can be considered the most profitable, since no commission is charged from the user for this action. Otherwise, the wallet can be replenished:

• in the salons of mobile communications;
• systems;
• from a mobile phone;
• by bank card (additional commission, information on its amount is presented on the service website).

Comepay payment terminals are one of the largest in Russia. In terms of prevalence, it covers most of the country. Comepay self-service machines are installed in the cities of the Central and Southern part of Russia, Siberia and the Urals, both in megalopolises and in small towns.

User's personal account (for owners of online stores)

To gain access to the personal account of the service, you must take the following steps:

1. Registration in the online store on the site. The service has a tab for "online stores", you should click the "register" option. At the top of the site, you can see the section you need.
2. An application for registering an online store must be approved by the service staff.
3. A protocol will be sent from the service: it will need to be configured by the employees of the virtual outlet for correct data exchange.

For a businessman who wants to register on the service, it is necessary to choose a business model. The site provides potential customers with several options:

1. Personal wallet. This is the best option for citizens who start their own business in the worldwide network or freelancers. In addition, the wallet is intended for businessmen with a small turnover of assets. The advantages of the chosen model include:

• connection to the model is available for citizens;
• there is no need to conclude an agreement with the service;
• money coming to the wallet is withdrawn at the first request of its owner;
• the services of an accountant are not required to work with the service.

2. Business wallet. It is available to business representatives (large and medium). In this version, cooperation with the system is carried out on the basis of the concluded agreement (you can see the list of required documents and proposed tariff plans on the company's website). And the second feature is that the funds are withdrawn to the current account of a legal entity.

Compay uses reliable hardware from IB and CISCO; and thanks tostable proven communication channels, accepting and crediting payments, both individuals and organizations,on Comepay self-service payment machines takes place as soon as possible.

User's personal account (for regular users)

The wallet is registered to the phone number. In the personal account, the user enters his data. For convenience, the service offers to download to mobile devices (Android version, for iPhone Through mobile offers, you can pay for goods and services.

Payment system functionality

Currently, the system via the Internet or Kampai payment terminals accepts payments for more than 3500 companies:

• banks;
• other organizations.

There are about 35,000 terminals in Russia, 38,000 payment points.

Read information about other e-commerce services on our website: for example, about the Rapid system, one of the oldest in our country, and the PayPal system, one of the most popular and widely known in the world.

Information for users

Campai offers services to users around the clock, promptly. Payment for the service or goods of interest to the user is possible on holidays. For customers, in case of questions, problem situations, the support service works around the clock. Users can contact with questions by phone: 8-800-100-80-50.

The Comepay payment system is an operator of money transfers carried out on the basis of the Finars Bank joint-stock commercial institution. Using the company's wallet, you can pay bills online and carry out financial transactions in various directions.

ESP "CamPay" is one of the leading platforms for electronic payments in the Russian Federation and has collected positive feedback on the reliability and speed of work. The portal has a state certificate of quality and cooperates with 3500 and more providers that provide services to individuals and legal entities, has convenient terminals in almost every major retail outlet, and accepts transactions in any bank.

The portal interface is very user-friendly. Right from the main page, the visitor is offered a choice of three main functions:

Top up

Pay

Withdraw

By clicking on the "Payment" tab, a list of the names of companies that the user is interested in opens. All of them are arranged in alphabetical order, which makes it quick to find the right brand.

Alternative search option. The search bar is located on the left of the site. Here you can directly enter the name of the company or institution.

PS Comepay cooperates with a huge number of suppliers. For convenience, they are sorted into groups, the list of which is visible on the right panel of the portal:

• housing and communal services;
• internet and IP telephony;
• cellular communication (YOTA, Beeline, VK mobile, Megafon, MTS, GoodLine, Simtraval, SkyLink, Tele2, SMARTS, Allo Incognito);
• payment systems;
• cosmetics (AGEL, Amway, Avon, BIOSEA, Faberlic, Oriflame, Mary Kay, Florange);
• the television;
• repayment of loans;
• SMS diaries;
• air and railway tickets (Aviacassa.ru, JUST.travel, OZON.travel, Tripsta, Aerotour, Aeroflot, Vezet, Vokzal.ru, Glissada, Gold Travel, Mobitour, Platon, TvoyBilet, Strelka transport card, UFS, TsAVS, Pilgrim 94, NonStop-Tyumen, AERO-LINE);
• games (Legend Legacy of Dragons, Aion, Arche age, Armored Warfare, Battle Carnival, Black Desert, BS.ru, Business Tycoon Online, Combat Arms, Cross Fire, GameNet, Garena, Karos Online, Last Chaos, Lineage 2, Perfect World, PointBlank, RIOT, Skyforge, Steam, War Thunder, Warface, World of Tanks / Warplanes / Warships, Juggernaut, [email protected]);
• vehicles;
• dating (Galaxy, LovePlanet, mamba, Vkontakte, DrugVokrug, My World, Odnoklassniki, Photostrana);
• travel agencies;
• Traffic police;
• hotel booking;
• federal bailiff service;
• software;
• charity;
• security agencies;
• other.

Ways to transfer rubles for services:

1. e-wallet money - online by logging into your personal account or through a mobile application;
2. cash or credit card - at the terminal.

The site provides an interactive atlas of terminals. It can be found in the upper right corner of the screen. This is convenient when you need to quickly navigate and find out the location of the nearest point.

It is interesting! The portal interface suggests a convenient option for the user - "Check payment status" (it is located in the upper right corner of the screen). With its help, you can control at what stage the payment is. To do this, you need to enter the terminal number, check number and payment date.

registration

This payment system has the only prerequisite for the user: he must be registered. In response to an attempt to perform an action, the message "Failed to authorize" will appear on the screen with a proposal to create an account. The procedure is simple and quick, does not cause any inconvenience and is free of charge.

Registration is possible on the official website https://money.comepay.ru/. All you need to do is enter your phone number and receive a confirmation SMS notification. In the future, the mobile will always be the login for authorization.

During the registration process, you must also familiarize yourself with the public offer and put a tick in the appropriate box, notifying the system that the document has been studied. This is a common agreement between any financial institution and its client, governing the relationship:

1. The service undertakes to reliably protect personal data, encrypt and encode financial information, and prevent fraudulent transactions.
2. A client (who is both a resident of the Russian Federation and a non-resident) who has reached the age of 14 can use the platform, having previously familiarized himself with its rules, limits and fees.

An account is created solely for payment for something or money transfers. The user cannot get a loan. No deposit interest is charged on the balance of funds.

Another platform feature that the user needs to know about is tracking the user's status. If a visitor has not been active for 90 days, he will pay ten rubles to the system. You can write a statement to the support service with a request to suspend the account for a period not exceeding 180 days, if it is assumed in advance that there is no need for the service for this period.

How to top up

Funding your Comepay wallet is easy. On the main page, you need to open the "Top up" tab. And then the interface will prompt three relevant ways:

• by bank card;
• cash;
• from the balance of the mobile phone.

Any "plastic" of MasterCard, VISA, Maestro class is allowed for replenishment. The quota charged depends on the issuer, but averages 1.3%.

For the second option - in cash - there are variations with terminals of different brands (in addition to the discussed one):

• Messenger;
• Euroset;
• Beeline;
• Magnet.

Svyaznoy and Euroset provide a service without a commission, Beeline withdraws up to 2% of the amount, Magnet - up to 5%. You can also top up your account using your mobile phone. Money is credited from the balance of the SIM card. The interest rate is charged by the operator.

How to withdraw

To see the options for how to withdraw currency, you need to open the Withdraw tab. It is suggested here:

• Mastercard, Visa, Maestro.
• Through the CONTACT programs (Russia and Abroad), UNISTREAM (by name or by BC number), Anelic.
• Bank transfers.
• Electronic money to Yandex.Money, Qiwi, Wallet ONE, WebMoney (WMZ, WMR, WME), RBK Money.

Operation of CONTACT, UNISTREAM, Anelic, as well as withdrawal of money to Yandex.Money, United, WebMoney - free of charge. This makes the presented PS attractive in this regard. But the transfer to the card involves the removal of a commission from 2%, and the transfer to the issuer's account - from one to one and a half percent, depending on the issuing bank.

Tariffs and limits

Operations with Komepai have their own limitations:

• one-time transfer should not exceed 15 thousand rubles;
• the balance on the balance also provides for a limit of 15,000 rubles;
• for one calendar month, the total amount for transactions is allowed - up to 40,000 rubles.

As for the fees charged, a lot depends on the method of payment or replenishment of the account. For example, when buying a product in an online store using the PS wallet, nothing is taken in excess of the cost. But a transfer to a bank account will cost about 1.5% of the amount.

In addition, there is a tariff for a "simple" account that has received inactivity status. If the account balance is not more than 7200 rubles, 0.25% will be deducted every calendar day. This point is stipulated in the offer.

When replenishing the wallet with a credit card, the issuing institution has the right to withdraw an additional commission, in accordance with its internal regulations. The user should keep this information in mind when starting a contract in a particular bank.

In general, the company is quite competitive in the market of its kind, thanks to the extensive list of suppliers cooperating with it and a flexible money deposit / withdrawal algorithm. The online service works around the clock, seven days a week. Payments are made instantly from any computer or gadget that has a special mobile application.

Contacts

109240, Moscow, Moskvoretskaya embankment, 7, building 2. Address for correspondence: 344006, Rostov-on-Don, st. Sedova, 5

The company was founded in 2006. At this time, the network of terminals of the Comepay payment system covers almost the entire territory of Russia. There are Comepay terminals in more than 71 regions of the Russian Federation. Customer service terminals exist in the southern part of Russia and the Urals, and in the central part. Also, terminals appeared in the far abroad, in countries such as Poland and Israel, Ukraine and Kazakhstan. At this time, the company is the leader in the Russian market.

What services does

The company works in the direction of accepting payments, with the help of it you can make payments for various services and goods, pay for loans, transfer money.

More than 25,000 payment terminals have been installed and connected, more than 38,000 payment points have been opened.

What is comepay: Video

This payment system can be used:

• to buy tickets for both air and railway;
• to pay for cellular communications;
• to pay for television and the Internet;
• to pay for utilities;
• you can make money transfers;
• pay in online stores;
• to book hotels, hotels;
• replenish electronic wallets.

Use of Electronic Money: Video

Acceptance of payments

Making a payment is quite simple and fast. Let's analyze in a little more detail the method of replenishing the wallet itself.

Replenishment in terminals:

1. First select the category "Wallets and Payment Systems".
2. Then, select the "Wallet One" service.
3. Further, in order to replenish the wallet, you must enter the mobile phone number that is registered and confirmed in the service. Please note that it is imperative to confirm the phone number. Please enter it without the country code.
4. If you want to pay for an order in the online store, then you need to indicate the twelve-digit order number.
5. Then, click on "Go Forward".
6. Check if you have entered the data correctly and only then click on "Go Forward".
7. Insert the bill into the bill acceptor.
8. After the exact amount that you put in appears in the "Amount" column, click on "Next".
9. Take a check. This is necessary in case of various disputes related to payment.

Top-up in comepay: Video