As soon as telephones appeared, telephone hooligans appeared, and with them telephone scammers. Now everyone has a mobile phone, from a five-year-old child to an eighty-year-old pensioner. The field for fraud is simply immense. And if there is a product, then there will be a merchant. In this article we have collected the most common forms of telephone fraud. Be sure to show this to your mom. Moms are so trusting.

“Mom, I'm in trouble.”

The main rule is to never worry or fuss. Such messages usually arrive in the evening or late at night. Fraud via SMS is the most common, but not the most effective. The patient may not see the message in right moment. Or he may not be the mother, or his child is at home, snoring sweetly in the crib after an evening story. They send tons of messages like this, in the hope that one will work. It is useless to call back to such a number; it is always “not a subscriber”. By the way, they can write without addressing their mother; the addresses “son” or “brother” are less common. It’s just that mothers are the most compassionate, it’s easier to deceive them.

“Call back immediately!”

Here the divorce is more subtle. When a person is asked to transfer money, he may become tense, but if he is asked to call back, then this is normal. You never know, and from whose phone is the child in trouble writing? Alas, the call will be paid, and several hundred will be debited from your account for a conversation with a stranger who will delay the conversation in every possible way. If you are worried about your child, then call his number, not the one in the SMS. If you can’t get through by phone, then ask via SMS who is writing.

Someone else's money

If money has been credited to your account for no apparent reason, then perhaps you will soon receive an SMS with the following content: “Sorry, I mistakenly credited you with 300 rubles. Please return to this number." Again, there is no need to rush. In general, never rush if strangers ask you to pay. It happens that people make a mistake by one number and put money on another number. It happens to everyone. But if they ask you to transfer to a number with which your phone is related only by the eight in front, this is already a scam. The meaning of the deception is this: you, as an honest person, put three hundred on specified number, and the next day the operator writes off the money from your number that the attackers sent. They simply send a check to the phone shop from where they topped up your account and ask for a refund because they made the wrong number. They are in the black, you are in the minus.

You've got a wrong number

This method is completely foolish, but as practice shows, it works. They just write that they put money on your phone and ask you to return it. Even if you are very honest, wait three days; if a person really made a mistake somewhere, then he will not leave you alone, he will even call you.

SMS from the bank

Remember the main rule? Composure comes first. Now further. Remember if you have a Sber card. Although the message may contain another bank, scammers send thousands of messages to random numbers, so they often choose the largest one. If you call this number back, the scammer, posing as a support or security service, will perform an “unblocking”. To do this, you will need to provide the card number and PIN code or CVV code indicated on the back of the card. Remember yourself and tell your mom that bank employees never ask for this information. Never!

Money was debited from the card

This scheme is similar to the previous one, but contains more motivating motivation. The money is about to be written off! Run, save! Don't fuss, no one is filming anything. Look at your SMS history and remind yourself what messages from the bank look like. Banks NEVER write like that! The money withdrawal scheme is the same: they ask you to provide confidential information to access the card or perform some manipulations at an ATM. In both cases you will be at a loss.

Loan debt

Scary, isn't it? It’s scary for those who have never received messages from banks. Banks never send messages from unknown numbers. Usually in the “sender” field there is the name of the bank in words. Well, if you didn’t take out a loan from the specified bank, then relax. Moreover, if it was signed on behalf of the Central Bank Russian Federation. You won’t be able to take out a loan from it even if you wanted to.

Winning the competition

This is common. Instead of “Europe Plus” there may be another radio station or even a car dealership that is raffling off cars in honor of its own anniversary. If you call this number, you will have two options. They will question you for a long time, write down your data, ask you to wait on the line, or otherwise drag out the conversation, constantly congratulating you on your win. As a result, you will receive a decent bill for calling paid number. The second option is that you will be asked to pay the tax on your winnings through the terminal or to the courier. Winnings are indeed taxable. But, firstly, in order to win you must first participate in the drawing, and secondly, paying taxes through a terminal or courier, without visiting the office, is completely childish. But the thirst for freebies is great, people fall for this.

Here they want to grab you out of curiosity or fear. It seems like you were having a party with someone and here you can download a photo report from this event. A non-family person is driven only by curiosity, and a family person is driven by wild fear, because it will be a big deal if something like this really happened. The point of the scam is that by clicking on the link you catch a hellish virus that either slowly siphons money from your account or blocks the entire system, offering to transfer a certain amount to a specified phone number. Recipe for success: never fall for such things. Even if you were hanging out with some beauty, she definitely won’t contact you like that.

Free “OKs”

There are a lot of elderly people on Odnoklassniki, which means they are gullible about all sorts of scams. This is how, for example, your mother receives a message with an offer to receive the desired OKs. If you don’t know, OKs are a kind of currency inside Odnoklassniki. You can use it to pay for virtual gifts to friends or give an A+ for a photo of a school friend. In general, this is a very important thing for which you can take risks. The risk in this matter will not be noble, but careless. Because for this message to the number you will most likely be charged a couple of hundred rubles or even subscribed to some service like weather or SMS jokes, which will regularly debit money from your mobile account. To find out how much a message costs on any short number, use the service http://smsnumbers.ru/. Just enter the number in the search field and get all the information about the number. Who is registered under and how much does the message cost?

10 ways of SMS fraud. Read it yourself and show it to your mom

With the advent of telephones, telephone hooligans appeared, and then telephone scammers. Now everyone has a mobile phone, from a five-year-old child to an eighty-year-old pensioner. The field for fraud is simply immense. And if there is a product, then there will be a merchant. In this article we have collected the most common forms of telephone fraud. Be sure to show this to your mom. Moms are so trusting.

“Mom, I'm in trouble.”

The main rule is to never worry or fuss. Such messages usually arrive in the evening or late at night. Fraud via SMS is the most common, but not the most effective. The patient may not see the message at the right time. Or he may not be the mother, or his child is at home, snoring sweetly in the crib after an evening story. They send tons of messages like this, in the hope that one will work. It is useless to call back to such a number; it is always “not a subscriber”. By the way, they can write without addressing their mother; the addresses “son” or “brother” are less common. It’s just that mothers are the most compassionate, it’s easier to deceive them.

“Call back immediately!”

Here the divorce is more subtle. When a person is asked to transfer money, he may become tense, but if he is asked to call back, then this is normal. You never know, and from whose phone is the child in trouble writing? Alas, the call will be paid, and several hundred will be debited from your account for a conversation with a stranger who will delay the conversation in every possible way. If you are worried about your child, then call his number, not the one in the SMS. If you can’t get through by phone, then ask via SMS who is writing.

Someone else's money

If money has been credited to your account for no apparent reason, then perhaps you will soon receive an SMS with the following content: “Sorry, I mistakenly credited you with 300 rubles. Please return to this number." Again, there is no need to rush. In general, never rush if strangers ask you to pay. It happens that people make a mistake by one number and put money on another number. It happens to everyone. But if they ask you to transfer to a number with which your phone is related only by the eight in front, this is already a scam. The meaning of the deception is this: you, as an honest person, put three hundred on the specified number, and the next day the operator writes off the money from your number that the attackers sent. They simply send a check to the phone shop from where they topped up your account and ask for a refund because they made the wrong number. They are in the black, you are in the minus.

You've got a wrong number

This method is completely foolish, but as practice shows, it works. They just write that they put money on your phone and ask you to return it. Even if you are very honest, wait three days; if a person really made a mistake somewhere, then he will not leave you alone, he will even call you.

SMS from the bank

Remember the main rule? Composure comes first. Now further. Remember if you have a Sber card. Although the message may contain another bank, scammers send thousands of messages to random numbers, so they often choose the largest one. If you call this number back, the scammer, posing as a support or security service, will perform an “unblocking”. To do this, you will need to provide the card number and PIN code or CVV code indicated on the back of the card. Remember yourself and tell your mom that bank employees never ask for this information. Never!

Money was debited from the card

This scheme is similar to the previous one, but contains more motivating motivation. The money is about to be written off! Run, save! Don't fuss, no one is filming anything. Look at your SMS history and remind yourself what messages from the bank look like. Banks NEVER write like that! The money withdrawal scheme is the same: they ask you to provide confidential information to access the card or perform some manipulations at an ATM. In both cases you will be at a loss.

Loan debt

Scary, isn't it? It’s scary for those who have never received messages from banks. Banks never send messages from unknown numbers. Usually in the “sender” field there is the name of the bank in words. Well, if you didn’t take out a loan from the specified bank, then relax. Moreover, if it was signed on behalf of the Central Bank of the Russian Federation. You won’t be able to take out a loan from it even if you wanted to.

Winning the competition

This is a common scam. Instead of “Europe Plus” there may be another radio station or even a car dealership that is raffling off cars in honor of its own anniversary. If you call this number, you will have two options. They will question you for a long time, write down your data, ask you to wait on the line, or otherwise drag out the conversation, constantly congratulating you on your win. As a result, you will receive a decent bill for calling a paid number. The second option is that you will be asked to pay the tax on your winnings through the terminal or to the courier. Winnings are indeed taxable. But, firstly, in order to win you must first participate in the drawing, and secondly, paying taxes through a terminal or courier, without visiting the office, is completely childish. But the thirst for freebies is great, people fall for this.

Unknown links

Here they want to grab you out of curiosity or fear. It seems like you were having a party with someone and here you can download a photo report from this event. A non-family person is driven only by curiosity, and a family person is driven by wild fear, because it will be a big deal if something like this really happened. The point of the scam is that by clicking on the link you catch a hellish virus that either slowly siphons money from your account or blocks the entire system, offering to transfer a certain amount to a specified phone number. Recipe for success: never fall for such things. Even if you were hanging out with some beauty, she definitely won’t contact you like that.

Free “OKs”

There are a lot of elderly people on Odnoklassniki, which means they are gullible about all sorts of scams. This is how, for example, your mother receives a message with an offer to receive the desired OKs. If you don’t know, OKs are a kind of currency inside Odnoklassniki. You can use it to pay for virtual gifts to friends or give an A+ for a photo of a school friend. In general, this is a very important thing for which you can take risks. The risk in this matter will not be noble, but careless. Because for this message to the number you will most likely be charged a couple of hundred rubles or even subscribed to some service like weather or SMS jokes, which will regularly debit money from your mobile account. To find out how much a message to any short number costs, use the service http://smsnumbers.ru/. Just enter the number in the search field and get all the information about the number. Who is registered under and how much does the message cost?

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Telephone fraud is one of the most common crimes that emerged in the 20th century.

How do criminals use the phone to extort money from users?

Or, to put it modern language How do telephone scammers scam us out of money? Helpful information for all subscribers - further.

The telephone, as soon as it appeared, became a tool of criminal activity. Especially telephone scam began to flourish after mobile phones came into use.

According to international statistics, the annual total losses of subscribers and telecom operators amount to approximately 10-40 billion dollars.

With the advent landline phone scammers began to come up with schemes to scam owners of stationary devices.

Basically the following scheme worked: home phone the subscriber received a call. An unfamiliar voice claimed that trouble had happened to his close relative: he had hit a man and he needed to pay the police.

People have been warned about this scheme many times in newspapers and on TV, but unfortunately it still works to this day. They usually call at night, supposedly from the police.

At first I spoke to the subscriber stranger, offering to pay off the police with a very large sum. Then the scammers began to work more sophisticatedly.

The son called the parent from the police and, crying, described the situation. Then the policeman picked up the phone and clearly explained what to do, and in the shortest possible time.

The attackers first make inquiries, so they know that the owner of this number has a son who drives a car.

If you find yourself in this situation, ask the fake cop to pass the phone to your son. Ask him a question that only he can know the answer to.

For example, when you are in last time visited grandma or others. This is where the “divorce” will most likely end.

The second option is to call your son on his mobile and make sure that everything is okay with him.

The situation with mobile fraud is familiar to many. In this case the account mobile number is being attacked by scammers, but most users don’t even notice it.

If the balance decreases by a small amount, subscribers often simply do not pay attention to it. But some still understand that they have become victims of a criminal act.

What schemes have the scammers come up with? Below are the most common options for deceiving users. mobile communications:

What to do if criminals withdrew money from your phone through a social network?

Immediately take screenshots of duplicate pages or pop-ups. Next, contact law enforcement agencies with your account statements.

It would be useful to contact mobile operators, because the user was not notified that the service was paid, so he could accuse the operator of withdrawing funds without his consent.

You can withdraw money from your card; there are several ways to do this.. However, in all cases, the fraudster needs to find out the CVC code, which is located on back side, or a confirmation code for a particular payment transaction.

By misleading the cardholder with messages about blocking the number or in another way, attackers receive a confirmation code, as well as access to money.

Do not tell anyone your confirmation code or CVC code, otherwise you risk losing the money stored on the card.

If the bank has not ensured reliable security of funds on the cards of its clients, fraudsters may well withdraw money using the credit card number. True, in this case all the blame lies with the bank and the client will be compensated for the damage.

Illegal withdrawal of funds is also possible if the payment instrument number is linked to a mobile phone number.

Fraudsters often use unusual schemes. For example, when purchasing a product, they transfer extra money to the buyer. A few minutes later, the scammers ask for this money back.

The victim sends them a transaction confirmation code to transfer funds back. But the attackers steal all the money on the card.

Do not trust unknown persons. If you need to perform an operation, then do it yourself.

If the credit card is connected to the phone and the online banking system, then this is possible.

Using a mobile phone, criminals obtain card details, after which they unauthorizedly transfer funds using their own phone.

However, such crimes cannot be called frequent, because banks regularly update their security systems.

This is cheaper than losing your reputation and paying damages to your clients.

Checking a mobile phone number for fraud is possible, and absolutely free. This process has certain features, but is accessible to everyone.

You just need to familiarize yourself with the list of sites that offer such a service on the Internet.

The most well-known sites where you can check a phone number for fraud are:

In addition, some mobile operators (for example, MTS) are launching special services, allowing you to find out the cost of a call to specific number phone.

If you fall for the trick of telephone scammers, then first of all, report the fact of the crime to your operator and indicate the phone number from which you received the SMS.

When transferring money to third parties, try writing a statement to the mobile operator demanding a refund.

However, there are no guarantees that your money will be returned to you.

Sometimes operators return, but on the condition that the transfers were made within the same network.

If swindlers demand money for the release or ransom of relatives, then you can report this to law enforcement agencies.

In conclusion, it is worth adding that it is not often possible to punish scammers, since they often change phone numbers. Subscribers must be extremely careful and not disclose their data to third parties.

Video: Phone scam

We have become aware of a relatively new method of telephone deception. Fraudsters call owners mobile phones, whose numbers are linked to bank cards, and force them to transfer large amounts to their accounts. To become a victim, just dial on your phone certain combination numbers and symbols.

How can you tell if someone is trying to deceive you?

The fraudulent scheme will work if the victim’s phone is linked to a bank card. If you receive notifications about card transactions (messages about receipts and debits of money), use mobile banking, - this means your number is linked to the card, and you can manage your accounts through USSD requests

What can you do if you are a victim of fraud?

Igor Dorenkov, head of the legal department, RO OZPPP “Roskontrol”:

It is most likely to return the money if banks recognize this as a massive fraud and classify such transfers as made as a result of fraudulent actions. Otherwise, it will be very difficult for the victim to prove that he entered the request without realizing what it would lead to. The specificity of such fraud lies precisely in the fact that for the bank the transfers look completely “ordinary”.

The only thing you can do on your own in this situation is to try to intercept the transfer immediately by contacting the bank operator. But in such fraudulent schemes, money is most often immediately withdrawn from accounts, and it can be extremely difficult to catch the right moment.

Universal advice, of course, is not to enter commands into your phone that you are not one hundred percent sure of. And ask advice from tech-savvy relatives and friends if you have any doubts.