Virtual card from Sberbank. Advantages and disadvantages of using a virtual Visa card

Once installed on a virtual hard disk VHD, the second operating Windows system is in no way inferior to the one located on another disk partition. On the contrary, the first has two significant advantages over the second. Firstly, For Windows installations There is no need to redistribute disk space to a VHD disk if there is initially no extra empty disk partition for the second operating system.

The VHD is created as part of the Windows installation process using command line, with its help, it is mounted into the system in order to be visible in the number of partitions for installing the system. Secondly, work with second Windows installed on a virtual VHD disk, you can either directly load it on your computer or use hypervisor programs.

Any operating system installed on the VHD can be opened within programs And and work with them in the same way as with any systems created using these programs. Moreover, both programs natively provide the ability to create operating systems using a VHD disk. VirtualBox openly allows you to select the VHD format when creating hard drive virtual machine. But in the VMware Workstation program, although such a moment is provided, there is no usable selection menu, as is the case with VirtualBox. Extension ". vhd" for the hard disk being created, you need to register it manually, replacing the preinstalled one ".vmdk" – "native" VMware Workstation virtual hard disk format .

The only point in which the VHD disc will be inferior is "relatives" formats of VMware Workstation and VirtualBox programs - respectively, VMDK And VDI, this is the use disk space in full. Whereas virtual hard disks programs - VMDK And VDI– compress virtual machine data to save space on a real computer. In particular, VMware Workstation virtual machines on a physical hard drive take up almost half the space available to guest operating systems.

So, we have an operating system installed on a virtual VHD disk.

How can I open it inside the main operating system using the VMware Workstation and VirtualBox hypervisor programs?

Opening a VHD in

In the main window of VMware Workstation, we start the process of opening a new virtual machine. This can be done either using a visual button on the home tab of the program or in the menu.

The wizard for creating a new virtual machine will start, and in its first window, click on the custom configuration type.

Click in the program version compatibility settings window.

We do not install the operating system, therefore, there cannot be any download source. Select the third item – system installation later. Click.

In our case, we have a VHD disk with Windows 8.1 installed, and we select it in the lists of operating systems and their versions. Click.

We name the virtual machine and indicate its location on the computer. Working files will be stored in the specified location . The VHD disk itself, naturally, will be located where it was. Click.

In our case, there are as many as four cores, so with a generous gesture from the master’s shoulder, we will give two of them to the virtual machine. Click.

But a generous gesture in terms of random access memory will not work. We only highlight minimum required – 1 GB . Click.

Preset network type NAT in our case it fits. Click.

We don’t change the controller type either. I/O. Click.

The same applies to the type of disk - leave it preinstalled SCSI. Click.

Finally, we have reached the point of changing preset parameters. In the selection window virtual disk we need the second option - . Click.

In the next window, click the button review and indicate the path to VHD file. By default, VMware Workstation does not want to see this file format , presenting only files of our own production. And to see the VHD file, in the Explorer window you need to set option to show all files .

Having specified the path for placing the VHD disk, click .

The virtual machine setup is complete.

Let's return to the main VMware Workstation window and see the new virtual machine in the list of existing ones. Let's launch it.

Process Windows startup will begin with adapting the system to the operating conditions of the hypervisor. Drivers will be updated, system settings, Windows Metro apps 8.1. In some cases, starting a virtual machine may be accompanied by an environment window Windows recovery. In this case, you just need to select continued use of the system.

The system will boot soon.

Opening a VHD in VirtualBox

IN VirtualBox program The process of opening a VHD file is simpler. In the main program window, click the button. Then in the first window of the new virtual machine creation wizard that launches, we ask it Name, select operating system and her version. Click "Next".

We indicate RAM size. Click "Next".

In the virtual hard disk selection window, as in the previous case, select using an existing disk. Use the browse button to indicate the path to VHD file. Click.

Back to the main thing VirtualBox window and launch the newly created virtual machine.

VirtualBox will also adapt the guest operating system to suit your specific needs - drivers will be installed, system settings will be applied, etc.

In a minute or two, in the program window we will see the same Windows installed on the VHD disk.

Don't know which card to choose for online purchases or transfers? Open a virtual card of Sberbank of Russia. A convenient authorization system, password and code protection, round-the-clock availability, and the lack of need for collection testify in favor of online payments. A tool for lightning-fast transactions is a virtual card.

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First steps to open a card

The first step is to pre-issue a debit card

Holders of a Russian citizen passport and potential clients Sberbank of Russia is offered handy tool to familiarize yourself with the bank's offers - Internet site. If you want to open a virtual card, first you need to become a bank client and get a real (debit) card.

First of all, you need to go to the official website of Sberbank www.sberbank.ru

Regardless of the method of communication with the bank (by visiting or via the Internet), you must choose in which you will enter into an agreement and receive “real plastic”. To find the nearest or most convenient office, you need to “proceed” from the main page to the list of branches.

Let’s say you have chosen for yourself “Universal debit cards”, “Electronic cards Visa and MasterCard” and, having drawn up an agreement banking services and account, became a full client of the bank.

When real map will be in your hands, you need to connect it, as well as connect to the remote services "" and "". Both services are important for working with real and virtual cards.

Register with Sberbank Online

The dream of any busy contemporary is to manage accounts opened with Sberbank conveniently, quickly and without leaving your office or apartment. If you already have any Sberbank card (including salary, pension), the validity period of which has not expired, but you have never used the Sberbank Online system, then by going to the official website, you need to use it (“button in the upper right corner”).

After registration you will become the owner personal Internet account. This is the page on which the status of all your accounts will be displayed: balance, card transactions, and on which you will manage the movement of funds between your accounts, for example, from a salary card to a virtual one. When you log into Sberbank Online at the address specified in the agreement phone number SMS will be sent.

The online account is one of the means for filling out an application for a virtual card. A virtual card is not one that you can hold in your hands. It is virtual in the truest sense. Its plastic counterpart does not exist.

After the registration procedure in personal account account numbers are displayed (16 digits each). To make transactions, you will need codes CVV2 or CVC2, as well as codes received via SMS to the phone number specified during registration.

Sberbank Russia has a special service “ Mobile bank" Clients connect to it through terminals, ATMs, at Sberbank branches or by calling the Contact Center. Permanent password and the user ID can be obtained through an ATM (check) and using the word “Password” sent via SMS to the bank. All transfers are made using a one-time password.

Sberbank virtual card

When you have already concluded an agreement with Sberbank of Russia OJSC, own a main debit card and know for sure that a virtual card is what you need, go to home page site. Move the cursor along the path “Select a card”, “Debit cards”, “Universal debit cards”, “Virtual cards”.

An offer opens before us - VISA and MasterCard cards. Unlike holders of other electronic cards, the owner of virtual accounts can open only 1 VISA card and 1 MasterCard card. They are convenient to use for online purchases and top up through self-service devices. The currency of virtual cards is rubles.

Purpose virtual card– pay only online

Regardless of whether you have recently become a client of Sberbank or have just become a client, you have the right to issue a virtual card. In the “Select a card”, “Debit cards” section there is another warning of sorts. If you select the “Pay online only” checkbox in the table on the left, an immediate automatic transition To brief description virtual cards.

We remind you once again: despite the fact that the cards are shown in the picture as rectangular plastic plates, in fact, they exist only as account numbers in your personal account and will be used exclusively in online transactions.

Registration of a virtual card

On the “Tariffs and registration” tab there is a telephone number 8-800-200-37-47, where you can find out everything about registration and carry it out.

A still popular way to open a virtual account is to visit a banking institution and directly draw up an agreement through a manager.

The application must be completed in accordance with Sberbank requirements. An Internet card will be created on its basis, which will be valid for 3 years. After the expiration date, it will happen automatically, and new codes will be sent via SMS.

The virtual card identifier is a 16-digit code. All transactions are carried out using CVV2 and CVC2 codes and a registered mobile phone.

Security and reliability of Internet payments

It is safe to pay for purchases online using the online services of reliable banks. All transactions are subject to SMS confirmation by the bank and are initiated by entering a code sent by the system. Your own hand and personal telephone number are involved.

Poll: are you satisfied with the quality of services provided by Sberbank in general?

YesNo

Thanks to the Sberbank virtual card, you have the opportunity to withdraw money from an electronic WebMoney wallet. The card cooperates with the PayPal service, Yandex-money, etc. If you want to transfer rubles from Sberbank, for example, to Payeer currency, you can easily use one of the Internet exchangers.

To open this kind of disk, you need to perform a number of operations using an emulator.

Instructions

Before you open a virtual disk with the desired program, video, audio file, you must, firstly, create this virtual disk, and secondly, mount the program or file you need on it in the form of an image. Probably the most common and easy-to-use program used for these purposes is Alcohol 120%.

Enter this number in this new window virtual disks, whichever you need (according to the number of programs or files), and click the “OK” button. In your workspace of the “My Computer” folder, you will see a shortcut to a new virtual disk (if you created one disk) under the name “DVD drive (V:)”.

Mount an image of the file on the virtual disk, which is very important to create without errors. To do this in the main window running program Alcohol 120% select the “Image creation” operation with the mouse cursor in the left vertical panel. Click on it. A new function window will appear.

Then click on new window command button"Further". In the next window, see if you have enough space to place the image on the desired local disk(C:, D: or others). Select the disk or folder to copy to and click on the “Start” button located at the bottom of the window. The image will be ready after some time.

Next, open a file image of a certain format (for example iso, mdf, mds, ccd, etc.) that you want to open by mounting it on a virtual disk as follows: hover the cursor over the icon of the created virtual disk, click on it right click mouse, select in the opened context menu"Mount image" item. Next, click on the “Open” item and select the image you need by hovering the cursor over it and the “Open” command in the window that appears.

After this, the file image you selected is automatically mounted on the virtual disk and becomes available for launch.

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There is a trick - direct withdrawal of money from Paypal for those who do not have an account in America is closed, i.e. Without having a bank account in America, you will not be able to withdraw money directly.

However, I was really sorry to lose large percentage on the commissions of exchangers (mad markups), so I was looking for a way out.

Below is an 8-point instruction.

1. Order a card from Payoneer.com.
2. If possible, fill out all the data correctly (well, or whoever needs it - for drop).
3. While the card is in progress, create an account on Paypal. It needs to be registered in Russia. If you registered in Ukraine or Kazakhstan - obviously, you will have to somehow register again, delete the account - if the main address of Ukraine or Kazakhstan is active, even the direct menu item will not be available to you Paypal withdrawal to a bank account.
4. Has the card arrived? Great. Most likely, you have already received your access. You can now activate the card and log into the admin panel. Then we write to those. support - possible in Russian - that you need to withdraw money from Paypal or Moneybookers to your Payoneer card. You should be asked to answer the following questions:

What services or products do you offer (include website URLs if applicable)?

What type of products or services do you provide? (provide URLs if possible)

Please provide us with direct web links showing some examples of your products, services and other online activities. Please make sure the links include mention of your name or shows your relation to the product/service.

Please send us a screenshot of your online account with the company you wish to receive payments from (e.g.: PayPal, Amazon, Skrill, etc.). The screenshot should include your name and account balance.

Provide us with a screenshot of your account showing information about which company you are going to receive transfers from. The screenshots should show your name and account balance.

Please provide a copy of a government-issued photo ID. You can send your driver’s license, passport or national ID. If your ID is in a different language than English, we prefer an international passport.
You can scan/take a photograph of your ID and attach it to your reply to this e-mail. Please send both sides of the document where relevant. We prefer jpeg format under 1MB.
Note: If you have already provided us with your ID copy, please skip this requirement.

Please provide us with a copy of your ID/Passport with photo. You can send a scan of your driver's license, passport or ID card. If your ID is not in English, we prefer an international passport.
You can scan/photograph your ID and send it as an attachment to the reply to this letter. Please send two sides of the document, if there is important information about you. JPEGs are preferred< 1MB. Примечание: если вы ранее уже давали нам копию вашего ID, смело можете пропустить это требование.

5. If possible, send as honest information as possible, I personally provided links to the freelancer’s portfolio, to the sites I created (including in Russian), the required screenshots, and I provided them with a scan of the ID card earlier.
6. After a few days, you should be given an approval. In the letter you will receive the details of your virtual account at US Bank. Try not to lose this letter.
Next, go to Paypal, and, if you have money, make a direct transfer (Withdraw item) to your virtual bank account. During the working week, the money should fall into your account (you will receive an e-mail).
7. ????
8. PROFIT!!!

P.S. When copying information, please leave a link to the post. This is the only condition that permits copying of this information.

On currently We have 4 banks that currently do not have membership in international payment systems, which means that visa and mastercard are not available to us. The only one payment system for now - PRO100. This is sad for me because I love online shopping. In connection with this, I have questions: is it possible to open an account in Russia? bank outside Crimea, i.e. not at your place of residence, and use the card, replenishing your account from a local bank? Is it possible to replenish a PayPal or account with a PRO100 card? qiwi wallet? payment system replenishment terminals are also not working yet, is it possible to top up your account with PRO100...

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