Convenient program for home accounting. Programs for home accounting


Programs for reporting income to the home budget.

New in the "Home Accounting" category:

Free
Auto-Manager 1.2.9.1 is an application that allows you to keep records of fuel costs, as well as vehicle repairs and servicing, insurance, and more. The Auto-Manager application will be useful both for car enthusiasts themselves and for small companies with a fleet of vehicles.

Free
Family Budget 3.1.0.3 Lite is a program for accounting for your own finances. The Family Budget program will help you keep track of your income and expenses so you can choose saving options.

Free
Your money 2.3.0.7 is a free system for accounting for personal funds. The "Own Money" program is one of the best programs for managing your finances, as it has the ability to completely control each of your accounts.

Free
DomFin - accounting for home 3.0.0.28 is a simple application for family accounting and budget planning. The DomFin - accounting for home program is quickly mastered by any user and has the ability to work via a local network.

Free
Home Economics 3.75 is a program for managing your personal finances, with the ability to plan a family budget. The Home Economics program will help you not only control your funds, but also achieve significant financial results much faster.

Free
Home accounting DaReManager 1.0 is a free program that will carry out simple accounting for household income or expenses. The “Home Accounting DaReManager” program is quite simple and convenient and is designed as a Microsoft Excel document.

Free
Home Accounting 5.1.58 is a program for keeping records of the family budget. The “Home Accounting” program will help you keep track of personal finances and the finances of the whole family, and can also be used for accounting in a small company.

Free
Home Finance Free 1.0.9 is a simple, attractive and free home accounting program. The Home Finance program can create several accounts (main, passbook, stash and others) for any currencies.

Free
Xenon Family Budget 2.5 will help any family correctly distribute the family budget with the ability to sort purchases and payments for greater savings. There will be no more questions about where the money you earned went, all purchases are strictly recorded in the program with the ability to calculate all costs and select unnecessary expenses.

As far as we can look into history, money played a very important role for people. And there’s no need to talk about it now. Everyone has their own attitude towards money: some worship it, some despise it, some just make money. According to the Chinese science of Feng Shui, if you treat money with respect, carefully, and keep it in order, this will help the family live in abundance.

Even those who are not familiar with this science know: money loves counting, so control over your finances is necessary. Previously, a variety of devices were used for this - from clay tablets to modern books of expenses and income. But nowadays it has become quite easy to keep track of your assets - with the help of a computer and special programs for accounting for finances. Also, instead of programs, you can use online services, which can be accessed from anywhere on the planet.

If you are interested in financial accounting applications on smartphones or tablets, we recommend that you refer to the publication “Budget planning on Android“.

You can enter your income in a variety of currencies, convert it into another at any time, and if you have an Internet connection, update the exchange rate with the click of a button. The program has an integrated calendar in which you can record days of possible expenses and income, and a reminder will not let you forget about the event.

Since the program has a large set of functions, it will not be easy to learn it right away. You will have to spend a couple of weeks mastering the intricacies of its work, but the well-organized control of income and expenses for the month and ample opportunities will compensate for the time spent.

The MoneyTracker program is paid; the trial version has no time limit for use, but the ability to enter data into the database is limited.

It is possible to replenish the database using SMS messages. jMoney supports the output of reports and the function of printing them, and the program is also equipped with a reminder system for current payments. In the program, you can create a backup copy of the database so that you are not afraid of spoiling or losing anything.

The jMoney program can be used for free, provided that the user’s income does not exceed 14 thousand rubles, otherwise you will have to pay.

Home accounting.

The Home Accounting program is a comprehensive solution for financial accounting. The program can be installed on both computers and mobile devices, between which data can be synchronized. With its help, you can keep track of not only your personal finances, but also the finances of your entire family, or use it to keep track of your company’s accounting.

The program has such features as accounting for expenses, income, money given and borrowed, monitoring debt repayment, planning expenses and income, accounting for funds in an unlimited number of accounts. Home accounting supports maintaining records in several currencies, with the ability to receive exchange rates from the Internet, display reports in the form of charts, and export any information.

Web services for financial accounting.

In addition to the usual programs for managing your income and expenses, which are installed on a personal computer or smartphone, there are also online services that provide access to your data stored on the server from anywhere and at any time. Popular online services include the following: zenmoney.ru, drebedengi.ru and easyfinance.ru. Some people are afraid to store personal information such as the amount of their income somewhere on an unknown distant server, but almost all web services guarantee confidentiality and security, since the data on them is stored in encrypted form.

The bright and colorful service easyfinance.ru is designed for maintaining financial records. It has both free and paid plans. If you are on a free plan, you can keep records only using the website; this plan is convenient for a small number of accounts. The developers guarantee that the free functionality will surpass any competitive product.

The drebedengi.ru service is intended for those who do not want to spend a lot of time planning and monitoring their funds and immerse themselves in studying the service. Drebedengi is a simple and convenient free system. A multi-user mode is possible to allow other family members to take control of finances.

The zenmoney.ru service (Zen Money) is an excellent service for keeping financial records, which is used by freelancers and entrepreneurs. The service is able to recognize SMS messages from banks and automatically create completed transactions in the service.

In addition to the listed online services, there are many others, both foreign and domestic, with different approaches and methods.

We looked at different ways to keep financial records. As a result, we can say that there is no better or worse among them. As they say, as many programs as there are so many opinions. The choice is huge; in addition to those covered in the review, there are hundreds of others, paid and free, with their own methods and principles.

If you are wondering what to choose - a regular program or a web service, there is also no clear answer. Today, some services offer a full range of possibilities for maintaining personal accounting records simultaneously on the service, from a program on a computer or on a smartphone.

Maintaining home accounting is a responsible matter. Controlling expenses is always beneficial because we consciously strive to eliminate unnecessary expenses. Your financial stability will depend on the choice of tool for home accounting. If you are not lazy and take money accounting seriously, the results will surprise you - you will spend less.

If you ask people what their monthly expenses are, for example, on food, very few will be able to answer this question. If you have a tool for tracking expenses, you will be able to find “black holes” in your budget into which money is “flowing.” Many families don't realize that by cutting unnecessary expenses, they can save significant money.

In this review, we present the results of testing five programs for home accounting. All these programs run on Windows OS. Each application was installed on a computer and tested according to several parameters. As a result, we were able to determine the best program.

The name of the program Our
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Housekeeper – accounting of personal finances

Poll: Have you done home accounting before?

Home Accounting Program

Immediately after installing the program, the “Home Accounting” setup wizard appears - you are prompted to add users, select base currencies and add accounts.

In the “accounts” section, the user enters all his accounts, for example, bank account, cash, Visa card, etc. You need to fill out this section first, because when adding expenses, the program must deduct funds from an existing account.

Adding expense transactions is simple - under the table, click the “add” button and in the new window indicate: the date of the transaction, the account to write off funds, category and subcategory, as well as the amount of the expense.

The "expenses" section has several useful additions - an area with parameters for filtering the table, as well as an area with total expenses for the day, week, month and for all time. You can filter the table with expenses by clicking on the column headings. For example, if you click on the “amount” column, the table will be sorted by amount (descending or ascending). With the “income” section, you can perform all the described actions, only the amounts of money will not be debited from accounts, but rather credited.

Now let's look at the most important section of the program - reports. The section has several types of reports: expenses/income, grouping by dates, account balances, planning, currency exchange rate dynamics. After clicking the “build report” button (bottom right), we receive information in tabular form. It is also possible to obtain a report in the form of a diagram. For example, we need a monthly report by expense category. Procedure: diagram – expenses – categories – rubles.

The reports section is not without its shortcomings. An inexperienced user will find it difficult to understand the construction of reports. Customizing the display of the chart itself is also complex. For example, if you want each expense category to be indicated as a percentage, then you should do the following operation: settings (pie chart) - sectors - sector labels - percentages on the right.

To make it easier to customize the appearance of the diagram, the developer could call the context menu (when right-clicking on the diagram), indicating all possible options for displaying sectors there. It is not yet possible to set the category color (in the category settings section). The color can be set directly on the diagram sector, but the next time it is plotted, the color will be replaced by another. It feels like the colors in the diagram were chosen arbitrarily. Visibility suffers from this, because it is convenient for the user when each category has its own color assigned. For example, green is car-related expenses; red – “food”, blue – “entertainment”.

Another important section in the Home Accounting program is the “budget of expenses and income.” This is where future expenses and income are planned. For example, you planned food expenses at 10,000 rubles per month. In the “budget” section you can monitor your food expenses. The program will show you the percentage of budget completion, as well as the difference between planned and current expenses. If you spent 12,000 rubles on groceries (the plan was 10,000 rubles), then the program will record the overspending and show the difference of 2,000 rubles. It is convenient to use the budget planning function when you approximately know the amount of monthly expenses for the selected category. This function will also be convenient for savings - knowing your income and planning your expenses, you can approximately calculate the amount accumulated for the year.

Conclusion. Downloading and installing the program is easy. The initial setup (users and accounts) is also simple. The program interface cannot be called user-friendly, although the declared functionality works without failures and at normal speed. The reporting system is quite intricate, although it is informative. In our opinion, the program is suitable for advanced users who are not afraid of difficulties and are willing to devote some time to studying the program. The cost of the program ranges from 990 to 1490 rubles.

Home Finance (professional edition)

iControlMyMoney (money manager)

My money – AbilityCash

After installation, the AbilityCash program icon did not appear on the desktop - I had to look for it in the Start menu. There is no demo database, the categories of expenses and income are not filled in. There is only one default account, and that one is empty. It is immediately clear that the program developer loves cleanliness in all its manifestations - from the interface to the database.

Let's start adding expense and income categories. Go to the “items” tab, click the right button in the “all expense items” line and select the “add” menu item. In a new window, enter the name of the category, for example, “food”. We fill out income items in the same way.

In the “accounts” section, you can add new accounts, for example, “bank account” and “stash”. To enter the initial account balance, you need to press the right button, select the “change” menu and enter the desired amount.

After setting up accounts and expense items, you can begin adding expense transactions. Open the “transactions” tab, click “add” and fill in the following positions in the new window: transaction type – expense, select the expense account – cash, indicate the expense item and enter the amount.

Based on the entered data, we will create an expense report. On the “reports” tab, indicate the “turnover” report type, set the reporting period, select accounts, in the “account transactions” section, leave a checkmark only for the “expense” item and indicate “all expense items” in the “item” section.

As a result, we get a pie chart and a table with the cost structure. The diagram contains little useful information, but the table reflects all expense transactions for the specified period.

This completes the functionality of the AbilityCash program. The application does not know how to work with debts or plan a budget.

Conclusion. You can entrust your home accounting to the program only as a last resort - when there are no other options. The main and only advantage of the program is the fact that it is free. The functionality of AbilityCash is only enough to track income and expenses. The simple interface and meager reporting capabilities do not allow the application to stand on the same line as similar programs for home accounting.

If you and your family members have thought about a convenient home accounting in order to clearly see not only your income, but also your monthly expenses, then the usual paper notepad with a pen is already an outdated option, and standard Excel is, of course, not bad, but if you have not fully mastered this program, then a special program for home accounting, which you can download for free on the Internet quite easily, will be the best solution for realizing your goals.

There are quite a lot of programs of this kind, so among all the variety you will definitely find one that is ideal for you. Programs for keeping track of your home budget can be either paid or shareware ( limited functionality or with a test period) and completely free. I would like to immediately note that free programs do not mean “ bad» programs, because they also have all the necessary functionality for competent and accurate accounting of family funds. The differences most often lie in the design, as well as in some convenient “ chips", which, in principle, can be done without.

In our article we will look in more detail at completely free programs, as well as those that can be download for free, but in the future you will need to activate them to expand functionality. All programs in our review are released in Russian.

Free programs for home accounting

Cubux

Cubux(www.cubux.net) is a fairly convenient service for managing income, expenses and debts online. Whether you use a gadget or just a computer, the data is synchronized and saved from all devices into one database.

Maintaining a common budget for the whole family is quite possible using the “Joint Accounting” function. After leaving the store, you can quickly and easily create an expense transaction thanks to the “Multi-expense” function. The action is performed in three clicks: Account, Category, Date and after entering the amount, the expense is saved.

A report on your finances is reflected monthly in statistics. The “Debts” section will help you not to forget about your debts, as well as about your debtors.

Use the instructions for using the service or contact technical support to resolve the issue. Don't worry about the data, you can download it to an Excel file and save it to your computer.

Supported platforms: Windows, IOS, Mac Os, Android.

(http://homebank.free.fr/) – completely free an application that allows you to organize accounting of expenses and income. A distinctive feature of this program is that it supports data exchange with the service Microsoft Money, and Quicken and some other applications. Works using the following formats:

  • QFX (OFX);

Features of work:

  • the ability to break down expenses and income by category;
  • displaying data in the form of charts;
  • planning future expenses;
  • the ability to create transactions automatically;
  • visualization of current operations;
  • importing data into specific formats that the program works with.

If you decide to download for free (https://dervish.ru/), then when you open the program for the first time, its interface may seem too simple, uncomplicated and unattractive to you, but do not rush to close the newly installed application. If you stay in it for at least 20-30 minutes, you will understand that it is unique and completely in front of you. free without registration a lot of possibilities open up.

With AbilityCash you can:

  • create a variety of accounts without limiting their number and currency;
  • work with popular formats. xls and .xml;
  • print various versions of reports on paper;
  • use some rare languages ​​(Ukrainian and Lithuanian);
  • customize the appearance to suit your preferences: add options hidden by default (“price”, “quantity”), use a tree structure with the ability to add an unlimited number of subcategories, make notes and important notes to specific cells.

By default, only the Russian ruble is preset, but you can expand the list of currencies using current data from the website of the Central Bank of the Russian Federation.

Another program released in full in Russian language (http://www.softportal.com/software-4910-semejnij-byudzshet.html).

Among the advantages Family budget The following can be noted:

  • can keep track of income and expenses in several accounts at once;
  • The auto-selection function of categories is available, i.e. When you enter a specific product, it will automatically be sorted into a specific category;
  • the ability to create an 8-item report by pressing just one button;
  • use of popular formats .bmp, .txt, .xls, .doc;
  • printing reports;
  • the ability to use the program by several people at once, and registration is free for each user with the creation of their own login and password, which must be entered when logging in.

(http://myhomesoft.ru/) in addition to the standard capabilities for accounting for income and expenses, planning a family budget, it has some individual features that distinguish the program from its analogues:

  • ability to create multiple accounts.
  • not only analysis of expenses is available, but also their control, i.e. when you reach a certain maximum you set, the program will notify you that you are approaching the mark;
  • the ability to account for debt obligations, both your own and those who owe you;
  • use of different currencies;
  • creating database backups, which can later be restored or uploaded to Microsoft Excel.

(http://www.domeconom.ru/) refers to free programs without registration for home accounting, so it can be downloaded from the official or any other site.

The program allows you to work on several devices at once, and through automatic synchronization.

The functions of this utility are otherwise completely identical and standard for similar programs ( for example, Home Accounting, and other free programs).

What’s noteworthy is that the help here is implemented quite competently and clearly, so if you don’t know where to start or how to organize work with the utility, then after reading the corresponding section, you can easily figure out the problem.

(http://www.ownmoney.org/) is a completely free application with great features:

  • accounting for income and expenses, including those that you plan for the future;
  • multi-currency, unlimited number of accounts;
  • tree structure with various sub-items and branches;
  • transfer of funds between accounts;
  • automatic updating of exchange rates;
  • taking into account not only purchases, but also their weight;
  • the ability to schedule certain operations to be carried out automatically, as well as temporarily disable such payment;
  • working with counters, as well as accounting for benefits and discounts.

(http://www.softportal.com/software-1128-cashfly.html) - free home accounting that allows you to calculate complex transactions related to income and expenses for various items. Among the main advantages are:

  • ability to archive data;
  • password protection;
  • preparation of planned operations;
  • constructing graphs and diagrams for various parameters;
  • the ability to print data;
  • address book for recording data of individuals and organizations;
  • the ability to keep a diary and set up notifications about memorable dates.

Shareware programs for home accounting

These programs can be downloaded for free without registration, but payment may be required for expanded functionality or long-term use.

(http://www.mechcad.net) is available in four versions, so you can download the full version or use the Lite version, as well as use add-ons. The Lite version differs only in that with the help of the program you can manage no more than two accounts, but for most families this will be more than enough. An account here means not only bank cards or accounts, but also the cash of family members, i.e. If there are two workers in a family, then the Lite version will be quite enough for them. Cost of the full version of the program – 1,300 rubles.

With the AceMoney program you can:

  • manage your funds in various currencies (more than 150 currencies are represented);
  • monitor online changes in exchange rates;
  • distribute your budget according to expense items (the program has more than 100 preset options for spending money);
  • tracking budget revenues and expenses;
  • calculation of expenses according to a certain sample for the period of interest (utilities, mobile communications, groceries, etc.);
  • reporting (common formats are available. xls and .html);
  • accounting for savings, debt obligations, mortgages;
  • the ability to create a backup copy, etc.

The program (https://www.keepsoft.ru/) is one of the most widespread among those distributed on the Internet completely free of charge. Today you can download the Home Accounting program for free without registration from many services, but do not delude yourself, since to get the full extended version you will have to pay 400 rubles. This computer application will not only allow you to calculate the accounting of expenses and income in the family, but will also cope with bookkeeping in a small company.

The Home Accounting program can:

  • keep records of expenses and income;
  • counting debt obligations (both yours and those incurred in front of you);
  • calculate the possibility of partial repayment of debts, as well as interest on debts;
  • remind you about the time to pay debts or mandatory payments;
  • build reports in the form of tables and charts;
  • synchronize databases, compress them, clean up unnecessary things, etc.

Main advantages over other programs:

  1. the presence of pop-up tips for budget planning;
  2. update via the Internet;
  3. customizing the interface;
  4. the ability to convert data in 15 most popular formats;
  5. currency exchange, current information on 5 selected currencies, current exchange rate;
  6. planning income and expenses for the future, etc.

You can download the Home Accounting program for free without registration on the official website (https://www.keepsoft.ru/), here you can also expand the functionality.

Family Pro

Family Pro(http://www.sanuel.com/ru/family/) - another shareware version of a paid program. Don’t rush to look for something else, as it is quite easy to use and in the free 30 days you will definitely be able to understand whether it is right for you or if you should look for something else. If free version will completely satisfy you, then paying 500 - 600 rubles for a complete package is not so much.

For the purposes of private business, this program for home accounting is also suitable, which can be downloaded for free from many Internet services. This utility, in the most interesting and competent way among its competitors, implements the ability to create and save reports, as well as instantly send it to print. With Family Pro you can create the following types of reporting:

  • family budget analysis;
  • detailed report on items of expenses and income;
  • comparative analysis by month;
  • analysis of debt obligations and list of debtors;
  • comparison of income and expenses, etc.

Using the utility’s tools, the user can plan deposits and loans for free, predict expenses and income in the budget for a certain month or period, predict possible cash flow if there are several sources of income and counting “in the head” is completely unacceptable.

(http://www.personalfinances.ru/) is unique in that by creating a specific database about your budget on your computer, you can download home accounting and on your mobile device by installing a similar application based on Android or IOS and synchronizing the information.

The Personal Finances program is presented in a free demo version with limited, but sufficient functionality for comfortable use, as well as in a paid version costing from 2,450 rubles (personal and commercial licenses). Moreover, these licenses are mutually exclusive, i.e. commercial cannot be used for home and vice versa.

The program has a lot of possibilities:

  • family budget management;
  • tracking mode online interest on deposits;
  • possibility of repaying loans;
  • multi-currency with the ability to update rates from the Internet;
  • organizing expenses not only by category, but also by each family member;
  • dealing with debts;
  • reports in the form of graphs, diagrams, projects, etc.

Economy

Program Economy(http://home-economy.ru/) is ideal for those who are completely unfamiliar with economic and financial terminology, and also cannot distinguish the concept of “transactions” from “investments”. There are no terms or words that are difficult to understand, so even a teenager or an elderly person can probably use this utility.

True, the program is not completely free, because... there are limitations here: if your budget is more than 14,000 rubles per month, buy the paid version.

Advantages of the application:

  • simple, clear, convenient and pleasing to the eye interface;
  • creating an unlimited number of accounts and accounts in each of them;
  • the ability to create foreign currency accounts, as well as maintain records in various currencies;
  • reminders about the dates of payment of loans, utility bills and other obligatory payments;
  • the ability to use various filters;
  • data backup, recovery option;
  • reference information for Russian-speaking users.

If your budget has grown above 14,000 rubles, then you can always buy the paid version, especially since its cost is only 250 rubles.

Maintaining personal accounting online

You can do home accounting completely free of charge, even without downloading any applications to your mobile devices or home computer, since today there are quite a few online services for keeping track of family expenses and income.

Among the most common and free services are the following:

  • Rubbishmoney;
  • Where is my money?;
  • EasyFinance;
  • HomeMoney etc.

The convenience of these services is that there is no need to download applications, and all data is stored on servers on the Internet, which allows you to view your entire history from any computer or device with Internet access. At the same time, functionality does not suffer at all, since you have access to all the same functions and capabilities as standard programs.

Budget planning is the key to a successful life, even with a small income.

This article does not present all currently existing programs for maintaining home accounting and. Only the most popular, successful, and also available for downloading without restrictions are described here. If desired, every Internet user can find something more suitable than what is presented here. Eg, X-Cash, Xenon, Home finance, DaReManager or anything else. Find what suits you and plan your budget!

If you find an error, please highlight a piece of text and click Ctrl+Enter.

Not every financial accounting application is designed for general control, and family members have to either keep their own separate accounting records or choose one member of the household to whom the rest will report their spending data on a daily basis. It is very uncomfortable. For a family budget, programs that synchronize everyone's expenses and income are more suitable, in other words, they allow you to work in multi-user mode. We'll tell you about them.

1. Alzex Finance: family budget

In the application, you can divide income and expenses into different categories and subcategories, including by family members, which demonstrates the overall financial picture in great detail. This is the main feature of the program - to divide everything into small components and arrange them in a way that is convenient for a particular family. For example, a user can create as many accounts in the program as he needs - cash, credit cards, bank accounts, electronic wallets, etc. - and combine them into groups.

Several people can work with the family financial database; all that is needed is to synchronize changes via the Internet each time using the Dropbox cloud service.

Cost: Basic functionality is free. But the ability for different family members to keep one account is paid. It is available in the premium version, which costs 599 rubles (indefinitely). The purchase is not tied to the phone, but to the Play Market account, so the premium version will be available on all phones where this account is specified in the settings.

Available for: Android, iOS

2. Rubbish money

The application is very convenient and easy to record new expenses; according to the developers, this can be done without leaving the cash register. The number of accounts and expense categories is not limited in any way; each family member can leave comments on their expenses. It is possible to view an extended report on the total budget at least every day. Additional options include a shopping list for going to the supermarket, so you don’t forget to buy anything in the store.

Cost: The application can be downloaded and used for free, but connecting the whole family to the system is only possible in the paid version - 549 rubles per year for everyone.

3. Family budget

The system helps you organize your expenses, income and bills and manage them together. Synchronizing data with the site allows you to conduct home accounting both from a computer and a smartphone. All records can be grouped into categories and charts can be built, which simplifies further analysis of all expenses. The family can plan a budget for any business or major purchase and adjust their expenses accordingly. One of the features of the program is the ability to maintain separate statistics on electricity and water consumption. All you have to do is select a tariff and enter your meter readings. The service itself will calculate the amount to be paid and save the payment history.

Cost: The main functionality of the application is free, including multi-user mode, but activation of the “Budget” module is paid (1,169 rubles per year).

Available for: Android, iOS

4. Personal finance EasyFinance.ru

The EasyFinance.ru application, like other similar resources, makes it quite easy to record your income and expenses, grouping them into categories and subcategories. There is also the opportunity to create templates for frequent operations and work with budget items. Distinctive features include a tachometer, which signals in case of overconsumption. The site itself has a little more functionality, for example, you can set financial goals.

Cost: Basic functions can be used for free, but additional functions, including the ability to keep records for the whole family, are already included in the paid package. To connect two users you will have to pay from 69 rubles per month (depending on how long the service is activated), up to six people can be connected for a minimum of 99 rubles per month.

Available for: Android, iOS

5. Toshl finance

This app has a fun approach to finances. It has Toshi monsters that give advice to users, warn about overspending and praise for saving. When paying at a restaurant, the service can calculate the tip amount itself. He also reminds you of the need to pay bills and knows how to convert expenses in foreign currency into rubles.

Cost: Free app, but some features, including multi-user mode, are only available in Toshl Pro for $19.99 per year or $1.99 per month.

Available for: Android, iOS, WindowsPhone

6. Zen money: cost accounting

The application can recognize and take into account SMS messages from banks in expenses and income. Family members can divide their accounts into general and personal, transactions on which will be hidden from the eyes of relatives.

Cost: The standard version is free, advanced functionality with reports, account management and SMS recognition can be activated indefinitely for 1,249 rubles for all family members.

Available for: Android, iOS

7. Where is Money – accounting for expenses and income

Nice and clear interface. The service allows you to quickly and conveniently record expenses and analyze the expenses of each family member. When one user displays a new purchase in the shared wallet, others receive Push Notifications.

Cost: Shared wallet with family, SMS recognition, reports, adding photos are included in the premium package, you can activate it for 2,290 rubles. Other features are free.

Available for: iOS

8. Money OK: Personal Finance and Budgeting

The program is easy to learn, it’s easy to enter expenses, the statistics are clear - they are displayed in the form of a pie chart separately for income or expenses. As a distinctive feature, we can note the editor for working with subcategories of expenses; you can group them simply by dragging one icon onto another, as happens with creating folders on the iPhone screen.

Cost: The application is free, the extended Pro version costs 299 rubles for each family member. It is possible for one to buy the initially paid version of “Money OK 2” for 379 rubles and set up a free one for the programs.

Available for: iOS

9. Home accounting

The set of tools is convenient, but standard: detailed accounting of income, expenses, debts, maintaining multiple accounts, visual reports and budgeting. Relatives can keep financial records both together and separately, protecting their personal account with a password.

Cost: No free functionality. For multi-user mode, you need to buy a family license on a PC and separately, each family member must also install a paid mobile application; if you buy a software package, it will be cheaper - 1,698 rubles for two. Purchases and updates within the current version of the program are unlimited, but installation of the next generation version is paid.

Available for: Android, iOS







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