payza account. Payza Registration

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So let's begin. For registration in Payza we will need an e-mail, home address, postal code, first and last name - everything must be typed in Latin in English. Preparing for registration needs to be taken responsibly; this approach will save you from many errors and typos that sometimes arise when entering information directly into registration forms. It is better to type in personal data in advance, check it, and then calmly copy it and then paste it into the right places.

Some information about e-mail. Free postal addresses of mail.ru and many similar services are not suitable for registration in Payza (and many other serious Internet resources). You will be sent an email with a link to activate your account, and it may simply not reach such addresses. A proven option is free Gmail, respected by all Internet payment systems.

Go! Let's go to the Payza website. Click the “Sign-up now” or “Get your account” button. Select the country from the drop-down list if it is not automatically determined. By default, the Personal Pro account is offered. It is perfect for all tasks, we will not change it. If you need a different type, please select it. In any case, the account status can be changed later.

Personal Pro has an important difference from Personal Starter. If your account status is Personal Starter, then when transferring money to you, no commission is charged at all. If the account status is Personal Pro, then when transferring money to YOU, 2.5% + 0.25 US dollars are withdrawn from the TRANSFER. Accordingly, if you are going to actively transfer money to other users, then Personal Starter will be the best option for you.

By clicking on the Select button on the desired account type, we will begin registering with Payza, which consists of three steps.

At the first stage we have to enter personal data.

Salutation - an address to you that will be in the system messages (Mr., Miss, etc.).
First Name - Name
Last Name - Last name
Address Line 1 - home address.
Example: address “st. Ivanova, house 23, apt. 12" is filled in like this: app. 12, house 23, Ivanova str. Another filling option is also possible; almost everything is skipped.
Address Line 2 (optional). - an additional field for the address if it does not fit in the first one. Not required to be filled out.
City - city
Region - region. If you are from a regional center (for example, Rostov), write this: Rostov region
Postal Code - postal code
Country - country (detected automatically)
Citizenship - citizenship
Home Phone - home phone WITHOUT SPACES. You can enter your mobile.
Occupation is a type of activity. If you can't decide, put Other.
Date of Birth - date of birth

Let's move on to the second step: click Next Step and begin entering information for your account. Please note that This data will not be sent to you by mail!. Try not to forget them and write them down right away!

Email Address - your e-mail, which will serve as your login.
Password - enter a password from 6 to 20 characters long.
Re-enter Password - repeat the password.
Transaction PIN - PIN (internal password for money transfer). Length - from 4 to 8 digits.
Re-enter Transaction PIN - repeat PIN.

Select the Security Question, which is used to recover your password.

What is the name of your best childhood friend?- name of childhood best friend
What is the name of your first teacher?- name of the first teacher
What was your childhood nickname?- your nickname in childhood
What was your first pet's name?- the name of your first pet
What is the name of the street where you grew up?- On which street did you grow up
What was your first phone number that you can remember?- the first phone number that you remember (I wonder what prevents you from forgetting it after registration)
What is the color of the first car you owned?- the color of your first car.

In the Answer field enter your answer, save it with a question: Who knows if you'll remember him in a year.

The final step: indicate whether the account will be used by other persons - Will this account be used by any individual or organization other than yourself?. By default it is set to “No”, that is, the account will be used only by you.

We enter the characters from the captcha, proving that we are a human and not a bot. In this case, it is advisable to click on the upper blue square with arrows (refresh) until the symbols become more or less legible, as in the figure.

Celebrating You acknowledge that you have read and agreed to Payza's User Agreement, agreeing to the Payza rules and clicking Next Step again, proceed to completing registration.

Now we need to log into our mail account and check it - we should receive an email with an activation link. It is indicated by the inscription Click here to validate your email address. If you cannot follow the link, then it is duplicated several lines lower in the body of the letter in the form https://secure.payza.com/V.aspx?c=QА8XQSНYKYПK.. Copy it, paste it into the address bar of your browser and activate your account.

Registration in Payza is completed. By going to the main menu (the green My Payza Account button in the picture), you can start working, or simply browse through your account, studying its capabilities and settings. If you are going to top up your account through a card, then the instructions for linking a card in Paiza will help you with this.

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Good day, dear readers of the blog site. You are probably tired of boring payment systems completely translated into Russian (such as or), and you want to try something “imported”, unusual, don’t you?

Therefore, today’s review of a unique Payza wallet(it used to be called Alertpay, if anyone remembers) especially for you! Let's add one more pearl to the piggy bank.

Bright and unique Payza wallet - registration

The Payza payment system appeared in 2012 after the merger of the Alertpay payment system and another electronic money system. As usual in this case, the payment system took the best from both systems, and in general the relatively recent start allows us to hope that the new service will take into account all the current aspirations and requests of potential users.

The system has quite a lot of advantages: there is no commission for transfers from wallet to wallet, there are a lot of withdrawal methods, ease of operation and even the ability to return money stolen from the account (if you realize it in time).

The disadvantages of the Payza wallet include the rather complicated (and because of this simply unprofitable) exchange of this money for the popular WebMoney, Yandex money, Qiwi, etc. (even ). Also, the minimum transfer amount of one dollar will not suit everyone.

In RuNet this payment system used mainly to withdraw money earned abroad(, affiliate programs or various high-risk earning schemes). In this regard, it is a competitor to the already mentioned OkPay, as well as Skril or. Of course, there are problems with withdrawals in the post-Soviet space, but often there may simply be no other options for receiving the money you earn.

The uniqueness of Paiza lies in the fact that it has gained serious popularity in the Russian Federation and the CIS countries, despite the fact that it works entirely in English, has not been translated into Russian and does not intend to. To create an account and register, you need to click on the little green button that says “ Sign Up »:

Now select the country (usually Russia is indicated by default) and the account type: Personal or Corporate:

In the “Personal” Payza wallet It is not possible to perform the following actions:

Making collective payments is not available to several persons at the same time;
It is impossible to use the Paiza wallet for online sales of goods via the network;
There is no possibility of paying bills received from clients (in this case, an online store);
You will not receive instant notifications about completed transactions.

In principle, ordinary Internet users do not need any of this. Moreover, transfers between personal ones are not subject to commission, which is good.

The next stage of creating a wallet is filling out the registration form:

Salutation is the greeting with which the system will address you. Available options: Mr (man – “Mister”), Mrs (married woman – “Mrs”), Ms (unmarried woman – “Miss”), Dr (simply “dear”, “respected”). First Name is your first name, Last Name is your last name. Everything is entered in English.

Working with Paiza wallet (Alertpay)

First - money transfer to another user of the payment system, which in a clumsy Russian translation sounds like “Send funds”:
First, all the details of the application are entered, then it is confirmed and the operation is performed by the system administrators. As details, we indicate the recipient's email address, the transfer amount, write who pays the commission, select the currency and send the money.
There are a lot of currencies available; Paiza makes the conversion independently, but not always at a favorable rate:
Another operation - request for money for a registered or unregistered user. In the same way, indicate the email address and the amount you want to receive. If the owner of the mailbox is not registered on Paisa, he will be prompted to do so:
“Purchase type” - in this field you can write almost anything.
Top up your account we can use 21 currencies from 190 countries. Depending on the type of top-up, different fees apply. Payza keeps up with the times and even offers the transfer of cryptocurrency convertible into dollars. Be sure to read about this – its most prominent representative – in the article linked to, and if you also want to make money on the upcoming global rollback of its rate, read the article “” and follow its recommendations.
The four top-up options are listed below:
And finally, the most pleasant financial transaction - cashing electronic money or withdrawal. Unfortunately, withdrawing money from Paiza is not as convenient as, for example, from Yandex (we wrote about this wallet in the article “”), since there is no possibility of transferring to a card and many other ways.
The available options are listed on the screen:
In addition, the commission of $15 when making a bank transfer cannot be called profitable.

The system is the same there is an affiliate program. According to its terms, Payza pays $5 for invited users from the first to the tenth; from the eleventh referral the fee will double to $10.

However, simply registering a new member is not enough. He must purchase Premium status for his account and make transactions of at least $250. “Premium” is purchased by a few users of the Pause payment system from Russia and the CIS, so the prospects are not particularly tempting, but there are still chances to get rich by inviting new users to the system.

This concludes our review of the Payza payment system. We also note that its other name (less common) is AlertPay - don’t be surprised if you see it somewhere. Good luck and financial prosperity on the Internet!

Good luck to you! See you soon on the pages of the blog site

Payza wallet replenishment

How to top up your Payza wallet:

With Payza you can send money to anyone, not even a client of the system.

How to make a Payza transfer or send:

As soon as the system processes the request, the sender and recipient will receive transaction confirmation by email. The translation will be reflected in the “Transaction History”.

How to pay for purchases with Payza wallet:

A site that accepts Payza payments has a Payza Checkout Screen. Click on the special payment button (“Buy now”, “Subscribe”, “Place an order”) and enter your wallet details. Select Payza balance as payment method. Confirm the transaction with your PIN. As soon as the payment goes through, you will receive a confirmation with transaction details.

Accepting and requesting Payza funds

The sender must know the email address associated with your account in order to send funds. A Payza request is made through the “Request Funds” menu item. Enter the email to which the request will be sent.

Fill in the amount, currency, purchase type and other required notes, click "Next". The request will be reflected in your personal account.

Attention. On March 20, 2018, US Immigration and Customs Enforcement accused Payza of laundering more than $250 million in criminal money associated with various types of illegal activities, ranging from financial pyramids to child pornography. One of the founders of Payza, the Patel brothers, Ferhan, was arrested, and another, Firoz Patel, was put on the wanted list. The payment system website on domain.com was closed, and now it has a stub from the US Department of Justice. The service has moved to the payza.eu domain. According to users, despite assurances from official representatives on social networks about work to restore the functionality of the payment system, all requests and requests remain unanswered, and transactions are not completed.

Registration in this payment system is free and open to citizens of all countries (except Nigeria, Angola, Liberia and Sierra Leone). The system is distinguished by relatively low commissions, which are charged from recipients payments.

System advantages:

The system is international, that is, it is open for use by residents of almost all countries;
Convenient for accepting payments on websites;
Profitable affiliate program;
Many ways to deposit/withdraw money.

Registration in the system

Your Payza account number is the e-mail that you enter during registration, so you need to approach the choice of mailbox for registration responsibly; try to use NOT public e-mail for such purposes.

Having an account in Payza, you can send money even to a person who does not yet have an account there: you simply log into your account and make a transfer, indicating the recipient’s e-mail: he will be able to receive the payment sent to him by registering in the system to that e-mail , for which the money came.

1. Personal Starter Account(initial personal account). This is the best option for beginners, and indeed for most users of the system. This is the only account type that is exempt from commissions for transfers within the system. You can “link” a maximum of 2 e-mail addresses to your personal account.
Limitations of this type of account: account replenishment limit ($400 per month, $2000 per year); inability to use tools for receiving payments on your website.

2. Personal Pro Account(advanced personal account). With this type of account, you will no longer have restrictions on the amount you can fund your account and the number of email addresses you can associate with your account. The fee for payees with this account type is 2.5% + $0.25 per transaction. The owner of a Personal Pro account can make payments from a plastic card. In addition, users with a Premium Account have access to a full range of tools for receiving payments on their websites using the Payza web interface, as well as the possibility of mass payments.

3. Business Account(business account). The Business Account has all the benefits available with the Premium Account (tools for receiving payments, no limit on the number of mailboxes associated with the account). The system commission here is 2.5% + $0.25 per transaction. The number of addresses with which a Payza business account can be associated is unlimited.

You can choose the type of account that suits you best - registering any of them is free. Attention! The system allows a free transition from a Personal account to a Personal Pro account, but not to a Business Account. If you want to have a Business Account, select it immediately upon registration. If you need it after you become a member of the system, you will have to register a new account (to a new e-mail).

At the final stage of registration, you will be asked to select a secondary password to confirm the transactions you make. Write it down, keep it in a safe place and don't lose it! This is an additional, very effective way to protect your account: even if an attacker gains access to your account, he will not be able to withdraw money from it without knowing the auxiliary password.

Registration in the system

Perhaps registering an account with Payza may cause some difficulties for users who have difficulty understanding English, so let's go through all the stages of registration together. This is what it looks like (I present it with translation).

Stage 1. Selecting an account type and indicating your country of residence.

On the main page of the site we find the “Sign Up Now” or “Get Your Account” button. We get to a page with the following form:

We select the account type that suits our needs, mark it and click on the button Select.

Stage 2. Entering personal information

Translation of field names into Russian:

Salutation- address (Mr. - Mister, Mrs. - Mrs., etc.)
First Name- Name
Last Name- Surname
Address 1- Address (1st line)
Address 2- Address (2nd line, if one is not enough)
City- City
Region- Region, Republic, District, State
Country- Country (the system determines your location independently, and the country is already selected)
Postal Code- Postcode
Citizenship- Citizenship (select the country of which you are a citizen)
Home Phone- Home phone
Occupation- Occupation
Date of Birth- Date of Birth

Step 3: Enter your identification information to log into your account

Enter your (real!) e-mail - it will be your login when logging into your account. Choose a password and enter it in the fields *Password: And * Re-enter Password:

A PIN code is an additional security measure: by entering a PIN code, you will have to confirm all actions with funds in your account. Select a PIN between 4 and 8 characters long. It must consist of numbers only.

If you forget your PIN, you can change it: go to your account tab My Profile and follow the link Password/PIN. Select an item Transaction PIN and on the page that opens you can create a new PIN (after you answer both security questions correctly).

Write down your password for logging into your account, secret questions and answers to them, and hide your PIN in a safe place and don’t tell anyone!

By the way. You can delete your account at any time (link Close Account in the tab My Profile -> Personal). You will also need to enter your PIN to confirm this action.

Let's return to the registration process. After entering your PIN, select a secret question and your answer to it (write them down somewhere in case you forget!). You will need them if you lose your password.

The list of suggested questions is as follows.

What is the name of your best childhood friend?-Name of your childhood best friend?
What is the name of your first teacher?- The name of your first teacher?
What was your childhood nickname?- What was your first nickname at school?
What was your first pet's name?- What is the name of your first pet?
What is the name of the street where you grew up?- Name of the street where you grew up?
What was your first phone number that you can remember?- The first phone number you can remember?
What is the color of the first car you owned?- The color of your first car?

In the block Third party information(Third Party Information) Indicate whether this account will be used by someone other than you (any organization or person): Yes or No.

Next, enter the proposed control set of characters and press the button Final step, not forgetting to tick the box at the very bottom You acknowledge that you have read and agreed to Payza's User Agreement(You acknowledge that you have read and agreed to the terms of the Payza User Agreement). Another option: press the button Previous- if you want to return to the previous page.

Stage 4. Email validation and account activation.

At this stage, the system will send you a link to activate your account to the e-mail you specified in the previous stage.

Account replenishment methods. Methods for withdrawing funds.
System commission for money transfers.

The Payza payment system offers a number of ways to deposit and withdraw money from your account. The system commission is the same for all types of accounts. Below are the tariffs for citizens of the Russian Federation:

Replenishment methods	System commission
	Personal Starter Account	Personal Pro Account	Business Account
International bank transfer (Bank Wire)*	20$
Check	For free
Money order	For free
Commission for receiving funds	0	2.50% + $0.25 USD	2.50% + $0.25 USD

Available withdrawal methods and withdrawal fees depend on the type of currency you are trading with. The number of types of currencies that the system works with is constantly growing, their list can be viewed. The system allows currency conversion; the Payza commission for this type of transaction is 2.5%. Payza supports quite a few currencies, but the Russian ruble is not one of them. The table below shows the system fee for withdrawing funds in American dollars (USD).
Methods for withdrawing funds from your account	System commission
Check	For free
Bank Wire	15$
Alertpay prepaid card	1$

The system does not charge a commission for transferring funds from the sender of the payment. This commission is charged to the recipient, and Personal Starter Account holders, as can be seen from the table, are exempt from this type of commission (provided that cash receipts do not exceed $2,000 per month).

Payza's (Alertpay) attitude towards exchange transactions with other payment systems has also not remained constant since its opening. At first, it was free to convert funds into E-gold and back (while E-gold was still alive and thriving), then the company prohibited any exchanges, then allowed it again, but only for those points that were approved by the system. On the updated Payza website, this option has also disappeared.

So, if you are looking for an exchange, you can search online for Payza (Alertpay) exchange offers privately. At the same time, you must be aware of all the risks of such exchanges and use all possible precautions, since these exchanges are prohibited not only by the Payza (Alertpay) system, but also by many other payment systems, for example, Webmoney.

Payza account security

Of the enhanced security measures, Payza uses, perhaps, only one: PIN for money transfers. The PIN must consist of numbers, the minimum length of the PIN code is 4, the maximum is 8. However, you can always change the PIN in your account. Logging into your account is simplified - by entering your registration email and password (even without the Turing test), there is no protection by IP, browser, etc. Thus, in order to steal your account, a potential attacker only needs to know your login and password. Therefore, be very careful, do not tell anyone your password and keep your computer clean from viruses and Trojans!

Account verification in Payza

The company's policy regarding user verification is constantly changing. At first, verification was voluntary, then it became necessary - without it it was impossible to enter money into the system and withdraw it. At the moment, these operations again appear to be available to unverified members, but only to those with a Personal Starter or Pro account - if you have a Business Account, you are not allowed to work anonymously in the system. The system’s website also states that the limits for all types of transactions are lower for unverified participants, but it is not possible to find details either in the FAQ system or anywhere else on the site.

The verification procedure is free and very simple. You need to upload your data to the website or send it by regular mail, namely:

Scan of a document with a photo (passport, driver's license, etc.)
A scan of a document confirming your residential address (utility receipts, bank statement, etc.).

After you send your documents, you can see the status of your verification application in your account:

Submitted: Your document has been received.
Processing: Your document is being reviewed.
Approved: The document has been accepted and considered sufficient for identity verification (in other words, your account is now verified).
Declined: The document is NOT recognized as sufficient for verification (you can see the reason in the section Notes for this document). To pass verification, you need to upload or send another document.
Expired: The document you submitted no longer matches your current Payza account information. This usually happens if you update your profile on your account. In this case, you need to go through the verification procedure again.

Payza Affiliate Program

Payza has an affiliate program to attract new members. After registration, you can find your referral link in your account in the Referral Program section. It looks like http://www.payza.com/?ID, where ID is your personal number. You will receive $5 for each referral if you have less than 10; and if you collect more, you will be paid $10 for each. However, do not rush to rejoice: in order to make money from a participant you have attracted, he must meet the following requirements: an account of at least Premium; conduct transactions (deposit or withdraw funds) with a total amount of at least $250.

Your comments:

The Payza electronic payment system has been on the market for exactly 10 years (official website: payza.com). Initially it was called Alertpay, but in 2012 there was a rebranding, after which the system acquired its modern name. The company's office is located in Canada, but payments are possible all over the world with the exception of a few countries. Supports 21 currencies, but the ruble is not on this list.

Registration in Payza

Registering in the system is not that difficult, especially if you have experience registering in other payment systems. To complete this procedure, you will need to enter your email address, home address, zip code and first and last name. This is done in English or French, others are not supported.

An important point: standard mail with domain.ru may not be accepted by this system, and a letter with a link to activate your account may simply not reach such an address. The best mailbox option for registering with Payza is Gmail. It is guaranteed to be accepted by the system. It is the e-mail address that will be the account number in Payza, so it makes sense to have a mailbox that will be used exclusively for working in this payment service.

Immediately before starting the registration process, you will need to select the type of account with which you will work in the system. There are currently 2 options available: Personal and Bussines. The difference between them is not too big. For the vast majority of users, the Personal option is quite suitable. The Bussines type opens up the full range of all Payza functions.

After selecting an account option, you will be prompted to enter the user's first and last name, email address, and password. A link will be sent to the specified address, by activating it you can confirm your email, thereby completing the registration process.

To fill out all the data directly on your page in the system, you will need to enter your date of birth, home address and telephone number, and information about the area of activity of the enterprise where the user works and his professional status. An important point is the choice of a PIN code to confirm all payment transactions. It must be remembered well or written down somewhere.

Working inside Payza

When working directly with your account, you can switch to Russian using Google translator. At the same time, the translated version is quite correct and will greatly facilitate the work of users who do not know English well.

Now you can deposit and withdraw money from your account and receive all kinds of information regarding your payments. You can also use the services of currency exchangers - Payza partners. It is important to note that if previously the transfer fee was charged exclusively to the recipient, now it can also be charged to the sender. The choice, in this case, is up to the sender, which is very convenient. The account number of the payment recipient is also the email address registered in the system. This is a definite advantage of Payza, since you do not need to enter a large number of numbers in the details, risking confusion and wasting a lot of time.

Refill

You can top up your Payza wallet by transferring from your bank account or credit or debit card. At the same time, the commission for cards is fixed (7%), but for accounts it varies. Terms of crediting: from a card - instantly, from an account - up to 4 working days.

Before making a transfer, the card or account must be linked to your account. This procedure is quite standard - you need to enter the card details in the appropriate fields, and then go through verification of this card. It is worth considering that at the moment, the system only accepts Visa cards. At the same time, it would be a good idea to start by making sure that the bank that issued the card works with this payment system, otherwise nothing will work. After connecting the card and validating it, a symbolic amount will be charged and a verification code will be sent. The code is entered into your Payza account and after that the card can be used.

Withdrawing money

Withdrawal of funds from your account is currently carried out either by two bank transfer options (Bank Transfer and Bank Wire), or to a credit card verified in the system. The commissions for this operation are also not easy: they are clearly fixed only when withdrawing money via Bank Wire ($25).

Only a user whose identity has been verified can withdraw money. This can be done by uploading a scan of an identification document (foreign passport or international driver’s license) into the system, and you should pay special attention to the fact that all data must exactly match those entered during registration. In addition, proof of residential address is a mandatory requirement. This can be done by uploading a bank statement or scanned receipts for utility bills for a date no later than 6 months from the date of registration in the system.

It should be noted that Payza has its own referral program, by becoming a member of which you can earn $10 for each attracted user.

payza account. Payza Registration

Bright and unique Payza wallet - registration

Working with Paiza wallet (Alertpay)

Payza wallet replenishment