What can bring profit. Passive income on the Internet

I think each of us from time to time wonders how to get a lot of money and do nothing.

True, for most honest workers this remains a pipe dream, and they continue to go to work every day, receiving a small but stable salary for it, and cherish the hope of someday breaking out of this vicious circle.

What is passive income?

In fact, passive income- that is, income that is generated without the effort and participation of the person receiving it - this is not a fairy tale at all. There are absolutely legal ways, which allow this type of income to be generated.

Passive income on the Internet

Since this is a site, I’ll start right away from this point.
It is on the Internet that you can set up a high-quality source of passive income. Of course, the main tool will be the website. Making money on the site can lead to an inexhaustible stream of money. But how?

The main sources of passive income on the Internet are:

• Automated Sape or Trustlink
• , teaser and
• Selling your product or (however, conditionally passive most likely)
• to attracted projects
• Investing in Internet projects - PAMM accounts (but just like independent trading, does not apply to liability)

About automated link sales

Automated sale of links looks like this. You add your site to the link exchange. Take a special code and place it on all pages of the site.

Once the site is approved, requests for placement will begin to arrive. You accept applications, and links automatically appear on the site.
Earnings here depend solely on the parameters of the site.

In 2017, passive link selling almost completely died due to sanctions search engines to sites that post such codes. Additionally, it must be said that the cost of quality links has increased 4-6 times when compared with 2010.

How much can you earn by selling links in 2017?

The dynamics are negative, it’s simply too late to learn how to make such sites.

Earnings from advertising

Here, too, the scheme is approximately the same as with links. Add your site to required service– context, banners or teasers, it doesn’t matter at this stage.
Place the advertising code on the site. People come to your site, see an ad and click, you get paid per click. Less often - for impressions

How much can you earn from context?

Example passive income on contextual advertising

About selling a product or information product

Information products are sold on the Internet much more often. But why is this type of income conditionally passive?
First of all, the sales themselves can proceed without your participation.

But processing orders, supporting users, updating products - this is where you need to devote time to all this.

About earning money from referrals

There are also small nuances here. If you attract people through your website, then this will be passive income.
But if you work through any advertising networks, then you need analysis, ad creation, analytics, try other advertising networks. This again takes time.

An example of such earnings

An example of daily non-linear income in a content exchange

More significant income from referrals

You can find out more from

About investing on the Internet

I love this point because it is 100% passive income. Choose a company, top up your balance, and withdraw interest. But this ideal scheme, but this does not always happen. Why?

There are a lot of unreliable companies that close without paying at all. This is the scourge of the Internet. Therefore, you need to approach this issue carefully.

Example of passive income on stocks

I analyzed the stocks I was interested in before purchasing, bought them, and this is what I have today. 🙂
In details
Also, I’ll note a few more popular types of passive income.

Copyright is passive income

Firstly, you can write a book or compose a song, in general, become the author of some masterpiece, for which you will then be paid by those who want to publish or use your creation.

Without him, no matter how you look at it, there’s no way. If there is none, move on to the next option.
This option is also applicable online, read above about goods or information products

Renting out real estate

A more down-to-earth option is real estate, but a better option is retail. We own several retail properties, rent them out for a long term and at a reasonable price, and we don’t have any problems.

In fact, this method The earnings are very attractive, except that significant initial capital is required to purchase real estate. And, one way or another, you will have to earn it somewhere.

Apartment rental cost schedule for Moscow

As can be seen from the graph, for 2017, the most realistic amount for renting an apartment in Moscow is 30,000 - 40,000 rubles per month.
In the regions, of course, less.

Investing money at interest

If you have sufficient knowledge or want to gain it, then the investment option is also suitable for you Money into these financial instruments.

And if you manage to create a portfolio of stocks and bonds that will generate stable passive income, then consider that the goal has been achieved. However, I repeat, knowledge and experience, as well as natural instinct, are very important here.

Passive income is such income that does not depend on a person’s regular activities. The most simple example may be a deposit in a bank: it consistently brings interest to its owner. Regardless of the depositor’s age, illness or desire to go to work, interest will be accrued to him.

Active income depends entirely on human actions. To receive it, you need to engage in some kind of activity: produce goods, sell them, provide services, extract minerals and much more.

When expanding the concept of stable passive income, one should not forget about the risks. Using a deposit as an example, we can highlight the following risks for depositors:

• currency depreciation;
• bank bankruptcy;
• force majeure circumstances.

There are also a number of inconveniences: interest is accrued after the end of the certain period time (for example, once a month), and the invested money cannot be used until the end of the deposit period.

Therefore, before creating a passive source of income, you need to consider everything possible risks activities.

Proven Ways to Create Passive Income

Before you create passive income from scratch, it is recommended that you familiarize yourself with using existing methods such passive income. This will help you see all the advantages and disadvantages of the main options for passive sources of income. The article will discuss effective and proven sources of passive income. They can be used as a basis for building your business.

It is necessary to take into account that, having a certain amount of funds, it is somewhat easier to build a source of stable passive income. Without money, you will have to spend your own time and effort to realize your dream.

Registration of business and delegation of powers

This is the most effective method receive passive income. It has a minimum of disadvantages if the business is properly organized. To create it you will need the following:

• organization of the enterprise;
• business development;
• reaching a stable level of income;
• selection of a candidate for the position of manager;
• making a profit with minimal time spent on monitoring key documentation and making important decisions.

Of course, there are risks here. Among them, the main one stands out: the responsibility and integrity of the manager. The further success of the company or organization will depend on his daily decisions. To select a suitable candidate, they most often resort to proven personnel who have worked at the enterprise for a long time.

It's not easy to create and grow a business. This requires a lot of time, money and skills. However, there are many situations when a skillfully chosen niche for running a business allows you to quickly develop it.

What you need to start your own business:

• business plan;
• starting capital (in most cases);
• official registration;
• rental of premises;
• hiring employees (if required).

Any enterprise carries risks for the entrepreneur. No one can be sure that the activity will generally generate income and not losses. Therefore, you need to weigh everything correctly before creating your own business. If everything is done correctly, the entrepreneur will have success and the opportunity to receive passive income.

Selling your intellectual property

This activity option is suitable for those who have knowledge and skills in certain sciences or specialties. How to create passive income from scratch, having the opportunity to create popular information products? They need to be implemented.

What can be considered intellectual property:

• artistic, literary and scientific works;
• created unique industrial designs;
• developed software;
• invented objects or technologies in all sectors of life.

As can be seen from the list, intellectual property can be in any field of human activity. Passive income can come from either a written book or a unique invention that helps increase equipment productivity, for example. In order for property to be individual, it must be documented. For this purpose, patents are issued and copyrights are assigned. By owning them you can make a profit from the sale of your goods/services.

The simplest example for considering the option of making a profit would be a written book. The author of the book will sell copies of the books himself or by entering into an agreement with a publishing company. The owner of the rights will receive a profit from each book sold. If it is in demand, it brings profit. If it is in demand for a long time, it brings profit for a long time.

This doesn't just apply to books. Increasingly, they are resorting to creating various programs on PC or mobile devices. One completed project can generate passive income until another, cheaper or more useful one comes on the market.

Accordingly, to create such a source of income, a person needs:

• come up with/create something unique and in demand for society;
• confirm your rights to the invention;
• realize the product of your activities.

Disadvantages: it takes a lot of work to create unique works/techniques/technologies; the property may be unclaimed and will not bring significant profit.

Building your own retail network

Such a network can provide its owner with constant passive income. All actions will be performed by network participants, and its creator will receive ever-increasing profits. To do this you need the following:

• create your own unique products (services are provided less often);
• formalize a production and sales enterprise or cooperate with a manufacturer;
• to interest those wishing to become members of the network;
• sell them to other network participants;
• form the price of the product in such a way that part of the profit goes to the owner of the network, and part to the seller of the product.

Anyone who wants to make money in such a network must sell these goods. The more he sells, the more he earns. The main key to success is high-quality and in-demand products at competitive prices. This could be anything from cosmetics to food, medical products or unique services.

The main difference from most network marketing companies should be the following:

• providing guarantees to all network participants;
• using only safe products;
• availability of contacts for communication with management and all comprehensive information about the activities of the organization.

These factors will increase sales and employee engagement.

This article contains 12 best ideas to create passive income from scratch on the Internet. It offers proven and working ways to make money. Answers to popular questions about passive income are given. And also a lot of useful videos from experts.

Many people dream of doing nothing, traveling, enjoying life and making money at the same time. Unfortunately, this doesn't happen in the real world. To earn money, you have to work.

But there is one activity that does not require permanent job. You only need to invest effort, time and money in the beginning. And then you just need to monitor and maintain the established system. We are talking about passive income on the Internet.

What is passive income: a brief analysis of the concept

Passive income is an activity that does not require daily work from a person. That is, you don’t have to go to a job you hate and carry out boring orders from your superiors.

When creating passive income, a person first either invests his time and energy, or hires those who will do it for him. Once the system is established, less and less action and investment is required.

12 ways to make passive money on the Internet

1. Passive income from a website or blog

The list is topped by the most popular Lately method of passive income on the Internet. Its essence is as follows:

1. A person creates a website and chooses a suitable topic. For example, you can choose something that you are good at: computer repair and maintenance, mobile phones or auto, construction, business, fishing or other familiar topic.
2. After developing the design, site pages and its configuration, the resource is filled with articles. You can write them yourself or hire a copywriter for this task.
3. After a couple of dozen articles, visitors begin to come to the site and read published materials.
4. Upon reaching a certain traffic indicator, the site is added to the Yandex and Google advertising networks and from that moment passive income begins.
5. The site owner receives money for the fact that users click through advertising blocks to advertised resources and services.

You can also consider banner advertising or selling links as this type of earnings.

How much do you need to invest at the start?

Financial investments can be minimal - payment for hosting and domain name. But this is provided that the person understands how sites are developed. If there is no knowledge in this area, then you will need to invest an average of 10,000 rubles. for web developer services.

The same goes for articles. If the owner of the resource can write articles himself, then he will only invest his time. If not, then you will need to regularly pay the copywriter from 3,000 rubles. in Week.

You may have to spend money on an SEO optimizer who will select a list of suitable topics based on search engine data and advise on issues search engine promotion site. Here you will need from 5000 rubles.

To save money, you can familiarize yourself with web programming and SEO. Free information There is a lot on these topics on the Internet.

How much can you earn?

Everything will depend on the activity of site development. Regular and daily publications of materials will allow you to earn from $500 to more than $1000 per month. For rare publications, for example 1-2 times a week, you can receive $100.

But you need to understand that earnings depend on the chosen topic. It is better to create a website on topics such as cars, computers, construction and repair, business, finance and health.

2. Investment in a website or blog

This earnings are similar to the first option. The only difference here is that the site does not need to be created and promoted from scratch. It is enough to buy a ready-made resource that is already profitable.

The price of a website can vary - from a couple of thousand to several million rubles. It all depends on the age of the resource, its traffic and the profit it brings.

By purchasing several sites at once, you can achieve a monthly passive income of more than $5,000.

3. Earning money from a VKontakte group or community

Earning money from a VKontakte group or community consists of posting paid advertising posts.

To create a group, investments are not needed, since VKontakte makes it possible to do this for free. You will only have to spend money on attracting participants. To do this, you can use targeted advertising, promotional posts and paid entries in other groups.

The downside of making money this way is that you have to publish interesting posts every day. Therefore, you will either need to spend personal time or money on a specialist who will do everything himself. Community administrator services cost from 3,000 rubles. per month.

4. Earn money from your own YouTube channel

YouTube is a well-known and popular video hosting site that allows you to make money on your channels.

Earning money consists of making a video, preferably a high-quality one, and publishing it on your channel. When there is at least a thousand audience and the video has several hundred views, the YouTube channel can be monetized in the following ways:

• Google contextual advertising is an advertising block that pops up at the bottom of the video on a topic that interests the user.
• Direct advertising in video - placement at the beginning of the video advertising information a product or service of another person or company. In this case, the advertiser pays for advertising the price set by the owner of the video.
• Affiliate links - they are placed in the video description to attract, for example, referrals to some project. For each person attracted or purchase, the channel owner receives a percentage and thus passively earns money while doing what he loves - shooting videos.
• Someone else's video - the channel owner does not post his own videos, but other people's. After their promotion, he begins to earn money in any suitable way. A simple example is a collection of jokes or road accidents.

It is difficult to specifically state the amount of earnings. We can only note that there are people earning $1,000,000 a year on YouTube.

5. Selling training courses

If a person has experience in a certain field, then he can create a training course and start selling it online and offline. But at the initial stage, you need to invest a lot of effort, spend time and test the created product.

Online training courses have been in steady demand for the last 15 years. But in order for people to start buying them, you need to create a personal brand and establish yourself in the niche as an expert who can be trusted. Therefore, creating a name and the course itself can take from six months to more than a year.

Earnings will depend on promotion channels, quality of training, price and much more. There are trainers who earn $100-$500 per month, and there are those who consistently receive their $1000.

6. Information business: webinars, online trainings, workshops

This income is suitable for experts in a specific niche.

If a person is well versed in marketing, then he can train marketers and businessmen. Knows family psychology, then you can help families get out of crisis situations and improve relationships.

Webinars do not have to be livestreamed. You can record them and offer recordings to people. It's the same with online training.

The only thing you will have to devote time to is workshops, since you need to be present at such an event in person and supervise the work of the participants. And we definitely need to update our webinar and training programs.

7. Selling educational e-books

This method of earning money is similar and can even complement the previous one.

The point is that you need to write the most useful e-book, and then receive income from its sales. However, here you will have to spend a lot of time writing a book, testing it for free among friends or colleagues, and only then releasing it to the masses.

Here you will have to invest not only time in writing a book, but also in promoting it, as well as creating the name of the author and positioning him as an expert in a specific niche.

8. Selling this book

People still buy real paper books, even though they cost more than e-books. As numerous studies show, it is easier to read from paper than from a PC monitor or smartphone.

To start earning money in this way, you just need to write a useful and interesting book, find a publisher, publish your work and receive your percentage of sales.

IN in this case the book does not have to be educational. You can write a novel, detective story, comedy or another genre. But for all this desire will not be enough - you need talent and a lot of free time.

You also need to be prepared for refusals from publishers - a normal practice in the work of modern authors.

9. Selling photos in photo banks and photo stocks

This passive income is suitable for photography lovers. What needs to be done here high quality photos and put up for sale on special platforms.

Earnings from such activities are small, but at least a person can combine it with other work and still earn money from what he really likes.

10. Earning money from affiliate (referral) programs or affiliate marketing

Such earnings are based on receiving a percentage of sales.

For example, there is one that sells computer equipment. A person receives a referral link and advertises with it on his website, forums, and social networks. People follow the link, buy the product, and the person receives a percentage for this, set by the owner of the online store.

You don't need to have any specific knowledge here. It is enough to distribute your referral link to everyone possible channels. The better the channels, the more conversions, purchases, user actions and profit from such earnings.

But it’s still worth noting that you shouldn’t count on high incomes here and it’s better to combine this type of income with other activities from this list.

11. Sale of paid programs for PCs or applications for smartphones

This kind of income is only suitable for people who understand programming.

The point is to develop useful program or an application, which can then be sold to the desired target audience.

For example, you can come up with software to automate some processes of online stores. Or an application to simplify some actions for smartphone users. That is, here you need to carefully consider what software will be in demand.

You can sell programs either immediately or through monthly or annual subscriptions. It is also appropriate to make several prices depending on the included options. For example, the starter version might sell for $5, the pro version for $10, and the premium version for $30.

12. Earning money by sending out information

This involves creating a paid online service for sending letters. Such services are actively used by entrepreneurs who, through letters, share useful information about their products, goods, services, announce promotions, discounts and various events.

You will also need to spend on advertising and promotion of the service. With proper marketing, all investments will be returned within 6 months or 1 year, after which passive income will begin, since you will not have to do anything else - except to monitor the proper operation of the service and answer user questions.

Earnings from such a service can be more than $1000. But subject to a large number of users and a competent marketing strategy.

Answers to popular questions about passive income on the Internet

What is the difference between passive income and active income?

Most people are actively making money. They go to work, carry out instructions from their bosses, receive a fixed salary and have no opportunity to increase their income.

Passive income is about investing time, effort or money in the future. That is, a person creates something that will bring money automatically. You don't have to work every day here. With such earnings, income is not fixed. However, the risks here are high: if a person at an official job receives a stable salary, then with passive income on the Internet there is always a risk of a decrease in income due to a number of external factors.

Is it possible to create passive income if there is no money?

Yes, the Internet allows you to create passive income without starting capital. However, the lack of costs is initially covered by a large investment of time and effort. Knowledge in the chosen niche is also required.

How to accept payments online?

Earned money can be received in electronic wallets. The most popular are: Webmoney, Yandex.Money and Qiwi. Some services provide direct withdrawal of money to a bank card.

How to withdraw money from electronic wallets?

All modern electronic wallets allow you to withdraw money directly to a card or bank account. To do this, it is enough to identify your data - send an application and a copy of your passport. But for this procedure you need to reach adulthood.

Are passive income subject to taxes and require individual entrepreneur registration?

Any income of citizens is subject to taxes. Failure to pay or deliberate concealment of income can result in a large fine or imprisonment. In order to protect against problems with the tax service, it is better to register as an individual entrepreneur and pay taxes under a simplified taxation system.

The content of the article:

What is passive income

According to Wikipedia, passive income is income that does not depend on daily activities. But this is not a completely complete definition.

Passive income is the income you receive even when you are not working. The simplest example is renting out an apartment. You can work your day job but receive passive income from your real estate.

However, there are a lot of types and sources for receiving passive income, and their essence is to create passive income from scratch.

You need to understand that in order to receive a constant income and do nothing, at first you will have to work hard.

But 6-18 months of work can provide you with stable profits for many years to come, even when you are no longer working.

The difference between passive and active earnings

Principle active work: did the job - got paid. If I wanted more money, I did one more job. For example, the driver UBER, he gets money as long as he takes people. If he stops traveling, he will stop earning money.

The principle of passive income: if you create a source of income once, you receive profit on an ongoing basis.

Passive income is the dream of any normal person.

There are so many ideas for generating passive income that we will break them down by type and try to understand how much profit each option can bring.

Sources of Passive Income

What can bring us profit? An asset that we will create or buy. Most sources of passive income require some investment, and absolutely all assets require effort at the initial stage.

Let's start with options for creating passive income from scratch, without investments.

Passive income without investments. Creation of intellectual property

There are a great variety of ways to earn passive income available here, and each option will be of interest to a certain circle of people.

1. Book, text material

Once you write a book, you can sell it for years. It is not necessary to write novels or detective stories; educational books are also in great demand.

There are many services for aspiring writers, such as writing a book online. You will receive instant feedback, and if your idea is successful, you will immediately be awarded a publishing contract.

An e-book can bring $100-200 per month, but the greater the interest, the greater the profits.

Do you think no one does this? Mike Piper wrote the book “ Investments in simple terms” and started selling it on . The interest was so high that he continued and wrote a whole series of books. Now they bring him six figures.

2. Selling copyright photographs

Special services called microstocks , allow you to buy and sell unique photographs and images ( created in graphic editors like Adobe Photoshop, Adobe Illustrator...).

If you love photography, image editing, creating interesting pictures in Photoshop, you can make a decent amount of money just by selling your images.

The bottom line is that you put your photos up for sale, but the buyer does not buy it, but simply buys the opportunity to download it from highest quality. Thus, one photograph can be sold an infinite number of times.

• Buyers include magazines, blogs, advertising agencies, designers and other businesses that need images.

We will give an example of one of our designer friends. Six years ago, he drew icons, pictograms and other web elements. He did this for 3 months. He posted all his works for sale on Shutterstock. In the first months he got to the top and earned about $1000 per month.

Over the following years, his earnings gradually fell, but Last year (sixth) his profit remains stable at the level $100 per month. This is despite the fact that he has not added new images for sale for 6 years. Since Shutterstock policy does not allow us to talk about the designer's earnings, we will not reveal the identity of the author.

The most famous and profitable microstocks in the world:

1. Shutterstock (This is the leader among microstocks in the world, everything is here)
2. Fotolia (All of Russia and the CIS are here, microstock belongs to Adobe)
3. DepositPhotos (Largest microstock with good sales)

Videos on Youtube

This type of passive income on the Internet brings in a lot of money: for example, a Youtube channel Mister Max who makes videos about children makes money for his owner 2-7 thousand dollars per day.

To create passive income from videos, you need to create a series of useful and always relevant videos. These could be instructions like “How to make…”, “How to cook…” that people will find and view in the long term.

For each video you can connect contextual Google advertising, plus YouTube itself will pay you for every 1000 views.

3. Online courses and master classes

If you know something that others don’t know, then you can launch a series of training courses. The master class format can be different: video, audiobook, instructions on the website, offline school. It is important that your students are satisfied with the quality of the material and gain new knowledge.

You can earn 20-50 or more dollars daily from video lessons. For example, courses on guitar and other musical instruments, drawing lessons, foreign languages ​​and others are very popular. More highly specialized knowledge can be sold at a higher price. For example, trading courses on the NYSE can cost from $500 .

4. Music

Creativity that generates passive income is not limited to texts, photographs and videos.

Music is an interesting direction, which is also not suitable for every user. To create music tracks, you just need to learn how to work with programs like Fruity Loop or Adobe Audition Steinberg Cubase and etc.

All presentations, sales, videos... are accompanied by background music. These are the first buyers of your tracks, they simply cannot live without them.

Just as microstocks sell images, they also sell audio. The most famous audio stock is AudioJungle.

Internet products

5. Website creation

Absolutely anyone can create their own website. You will have to spend a little money on Domain name (in zone.ru – from 150 rubles. in year) and hosting that will display your site on the Internet ( from 900 rub. in year).

The main difficulty is finding interesting information that will really attract readers. It is not necessary to have a blog or live journal; some resources are gaining popularity thanks to convenient tools: compound interest calculators, parsing currency quotes, free SMS widget, online translator and much more.

Average monthly earnings on the site vary from $50 to $1000, depending on the number of visitors, popularity of the resource, citation index, etc. It will take from 6 months to 3 years to promote a website.

Let's take a closer look at how you can make money on your own website.

6. Contextual advertising and banners

On almost all websites you can find advertising blocks from Google and Yandex. Each click on them brings the site owner from 20 cents to several dollars. The more visitors you have, the more ad clicks you will get.

If you add 1000 to the site useful articles and stop visiting it, you will continue to earn money for many years to come, since your site will remain on the Internet and work around the clock.

7. Eternal links

Many companies and simply other sites order the purchase of links on other sites so that search engines can see that many people are talking about their site, thereby increasing their ranking search results. Customers buy paid reviews, laudatory articles or simply posting a link anywhere.

Selling space on a website for such reviews can bring the owner 100-300$ per month. However, to do this, your site must have many visitors and good rankings in search engines. This way income will do for a site that is already more than a year or two old, however, this will be an additional source of income that does not require special efforts from you.

8. SMM and social networks

Another way to make money available to everyone: maintaining a group on social media. networks. To create your own public page, just register on the site and go through a simple procedure.

Here the content comes first. Finding interesting, unique information is difficult: be prepared for the blatant theft of your content. But if you attract 100 thousand subscribers, then your monthly earnings will be in the thousands of dollars.

With a large number of subscribers, advertisers themselves will find you every day. For example, famous bloggers advertising post on Instagram it's worth from 500,000 rubles. Even if you have about 30 thousand subscribers, you can already sell advertising through special services.

Where to invest for passive income

9. Renting out real estate

Everything seems simple here: we buy a house or apartment, put it up for sale Airbnb or Booking, rent and make a profit.

Such passive income from each premises can bring 5000-30000 rubles per month and will cover utility costs.

More profitable ways to earn passive income from real estate are renting out garages and commercial real estate. A garage costs 5-6 times less than an apartment, while the rental price is only 2-3 times lower.

That is, instead of one apartment, it is more profitable to rent out 5 garages.

But there are differences between apartments and apartments. If you have a whole package of services - linen, cleaning, Internet, TV, beautiful view, food, parking and so on, then the cost here will be different. Many people have several similar properties, hire 1-2 people for maintenance and receive decent passive income.

10. Renting equipment, car, other asset

By analogy with real estate, it is possible here different variants earnings. If you have an unused property that can be rented out, consider turning a profit from it. After all, when a thing lies as a dead weight, it is a liability; if you receive income from its existence, it turns into an asset.

• It could be a jet ski, a console PlayStation or XBOX, car or other equipment.

Thus, by investing in items that can be rented out, you can break even and then receive net passive income.

11. Trust management

Trust management in financial markets is one of the most profitable types of passive income. can bring on average from 60 to 120% per annum in passive mode.

Many brokers offer trust management in the form of investment funds, PAMM accounts, and copying of managers' transactions.

12. Indices and ETFs

If you look at the charts of stock indices, you will see that their profitability is not great, but it is always there. – these are shares of companies that buy shares from a basket of stock indices and their value dynamics are fully correlated with stock indices. By purchasing one share of an ETF fund, you are buying the entire index basket.

IN this moment ETF funds are very popular in the USA and Europe, because they are portfolio investments that are highly protected from all kinds of risks.

In addition, there are sector ETFs, balanced and unusual, such as ETF Whiskey, where the shares of whiskey producers are in the basket.

13. Creating a business for passive income

This is a promising way to earn money, because it allows you to completely control your investments. We do not mean an active business where you have to work yourself. You can organize or buy a company with an established work structure, with a director and his deputies.

If you turn to the Internet, there are even more examples. You can hire developers and create some kind of automatic service, program or service, which will then bring you stable passive income.

Currently, these types include services for checking the uniqueness of texts, analyzing websites, collecting data, creating presentations, logos, etc.

Other types of passive income

14. Benefits and government programs

Consult with a lawyer: You may be eligible for a government assistance program. A housing lending project for young people, rolled out across the country, could make it easier to buy an apartment. A maternal capital and the family support program will help support children.

Find out if you may be entitled to a benefit from the state, do you just need to apply for it?

15. Create passive income from your day job

Many people do not notice the advantages in their work, they get used to it and it seems to them that no one appreciates it.

A striking comparison is artists. So they draw a cat and everyone says - wow, how beautiful... but the artist thinks that it’s nothing special, everyone can do it.

Perhaps your job can provide many people with some kind of bonuses, as if along the way with your main job. Perhaps it will be Additional services or knowledge that would be useful to people.

If you work in the tax office, then many would benefit from your outside consultation. If you work as a chef, then many would benefit from your advice on recipes that you can sell - write a column on a website, publish a book or run your own blog... And so on.

Make money doing what you would do anyway. For example, if you like to play games, then you can also make money from this. In addition to tournaments, there are many games where they sell characters, items... which you can earn in the game and sell for real money.

As we see, ways to obtain additional income weight. But they are always related to the use of existing resources or the creation of a new product. Before you set up a new source of passive income, ask yourself a couple of questions:

1. What is your soul? Do you love photography, writing, making videos? Perhaps you have a craving for the financial sector, for mathematical calculations? Are you an enterprising person? The answers to these questions will determine the area in which you should develop.
2. Do you have capital to invest? Free resources will greatly facilitate the search for sources of passive income.

Choosing a source of passive income ultimately depends only on you, do not shift this responsibility to others. Apart from the well-known methods, you can come up with something of your own, and this will be an even better option.

And finally, a couple of tips:

• Diversify your sources of income. Try to create as many assets as possible that will bring you profit. This way you will protect yourself from crises and force majeure.
• AND shield best options passive income, don't stop there. If you have found a stable, highly profitable instrument, transfer part of the funds from your bank deposit to this source. Thus, you will increase the profitability and efficiency of your entire asset portfolio.
• Improve financial literacy. Find out more about investment programs, operating conditions of companies, do not be afraid to open new sources, experiment with creating options for investment.
• Don't spread yourself thin. It’s better to devote all your time to one source until you get the job done. Working on multiple projects is not prohibited, but it may affect the quality of each individual product.

Conclusion

Passive income is the key to a good life. We've listed a dozen ways to create your own source of extra income, but the list goes on and on.

The fact that you have thought about the need to generate passive income already elevates you above most of the people around you. There are many methods available to each of us to improve our financial condition, but we need to work on them. We wish you good luck in organizing sources of passive income and achieving financial independence.

Passive income is a method of making money that does not require constant effort and work from you; you get your money even when you just sit in front of the TV and drink tea with sweets.

Surely you have noticed that most rich and successful people receive a considerable profit every month almost out of thin air. In fact, money doesn’t just “drip” into anyone’s bank account. It's all the result of hard work. Let's try to understand this issue together and learn how to use passive income with a minimum of effort.

What is passive income

The vast majority of people are accustomed to living by standards. The monotonous “home-work-home” lifestyle suits many people. Some men and women, wanting to earn additional income, take a second or third job. But with such an approach it is hardly possible to become a successful person. In order to live for your own pleasure and not think about whether you will make it to your salary, you need to find a source of passive income.

Passive or residual income- This is a type of income that does not require active human action to obtain. Simply put, a certain amount of money is deposited into your bank account every month for work previously done. That is, you invested money in a business, or successfully sold your creation and now throughout your life (or several years) you receive a reward.

But in fact, organizing and receiving such income is not easy. You will have to make a lot of effort. This may take years. But it's worth it. Still, what is the point of getting money this way?

In order to receive dividends or interest, you must have an asset. And it is precisely these types of assets that we will now talk about.

There are several types of passive income.

• Intellectual. Occurs when creating a certain intellectual product. It could be a book, a song, an invention, a video. Subsequently, the author (rentier) receives a royalty and a percentage of each copy sold, a patent.
• Investment (financial). To obtain this type of passive income, you need some capital, which is invested in real estate, securities, shares, etc. Such deposits are a source of interest and dividends.
• Marketing. Creating marketing network, personal website or your brand, you can receive a certain amount of money monthly.
• Legal. This is a type of income that many citizens are entitled to by law. Namely, pensions, social benefits, financial assistance. So, if you are part of a group of people who rely on social services. payments, then having completed the relevant documents in government agency You can receive money regularly without putting in any effort. About this type We won’t tell you because it’s already clear to everyone.

A person who lives on money received from passive income is called a rentier. He most often owns real estate that he rents out, financial assets, or intellectual property.

What are the differences between passive and active income

Modern man is accustomed to surviving thanks to active income. But this is due to the fact that not everyone knows and understands the difference between active and passive income. To get started new life, or leave everything as it is, let's find out how passive income differs from active income.

1. Active income is received by an employee, a specialist, an employee for some work done. This could be salary, advance, bonus, etc. But if a person stops working, then he is not paid any money. Passive income does not depend on whether you worked this month or not, and you receive payments in any case.
2. In order to receive dividends and interest, you must have initial capital and assets. To receive active income, you do not need to have any valuables.
3. Active income limits a person's actions. For this type of income, you can work one or two jobs. While passive income does not limit the actions of the owner. Those. Financial capital can be divided into several parts and invested in different projects.
4. The risk of being left without a livelihood is higher when receiving active income. So, when you quit your job, you will stop receiving any payments, i.e. losses will be 100%. Having passive income and investing assets in several projects at once, you will never be left without money. If one project fails, you receive income from the rest.
5. Active income is preferred by people who do not understand financial issues. Therefore, they most often never achieve financial stability. Holders of passive income live for their own pleasure and do not need anything thanks to financial independence and prosperity.

Sources of Passive Income

So, we have already found out what passive income is, what types it is divided into and how it differs from active income. It's time to find out how and thanks to what you can create a source of passive income.

Let's take a look at the most popular and available methods getting “easy” money.

Renting out real estate

One of the most popular and widespread ways to generate passive income. To obtain rental income, you must at least have real estate, or a considerable amount of capital, for which you can buy residential or non-residential space.

After acquiring square meters, you will need to work hard to make repairs and purchase the necessary furniture. Real estate can be either residential or commercial. In the first, people live and relax (at home, apartments), and in the second, they work (offices, industrial premises).

Having this type of income, you receive a certain amount every month, but periodically you will have to make repairs and monitor the condition of the premises. This can be avoided if you use the services of specialized companies. They will take on most of your responsibilities, and in return they will require about 10% of the premises' rent.

Renting out special machinery and equipment

Renting special equipment, just like renting real estate, is a profitable business. Very often, this type of income brings more profit than renting out real estate. This is because special equipment can quickly pay for itself. So, for example, if you have any expensive construction tool, then regularly renting it out will cover the cost in a few months.

You can rent out any movable property whose value is higher average salary in your city. This can be a wide variety of equipment (trade, production, industrial), machinery, inventory.

For example, one acquaintance of his plant periodically rents a car with a tower (boom) to repair power supply systems, lifting electricians to the required height to the cables. They give away more than 5,000 rubles per day. Calculate the profits yourself.

Owning such equipment, you can live comfortably for more than one year.

Renting advertising space

Everyone knows that advertising is the engine of trade. It is thanks to bright advertising campaigns that trading companies became successful. Our people are designed in such a way that they buy and use exactly those products and services that everyone knows about. Numerous advertising companies take advantage of this. They try to place advertisements in all sorts of places. It could also be cars public transport, billboards and even residential buildings. So why not make money from it?

Renting advertising space is an excellent passive income option for lazy people. This is because it requires minimal effort from you. This is to find an organization and offer your services for advertising on your car, the facade of a house, a balcony, etc. After which an agreement is concluded, you place the specified type of advertising (posters, stickers, etc.) and receive the agreed amount. The only negative can be limited time your agreement. But you can always find advertising company who wants to collaborate with you.

Bank deposits

One of the least labor-intensive ways to generate passive income is bank deposits or deposits. They require minimal effort. You'll just have to find reliable bank with the highest possible interest rate. The rest is done by employees of the financial institution. The only condition is the availability of a certain capital that should be invested. The larger the amount, the higher the interest amount.

If you have several million at your disposal, then having made a profitable investment, you don’t have to work at all. But if the amount is not large, then the income will be minimal. Very often, people with little income save a certain amount every month for several years. As a result, their children have a good passive income.

But this type of income has a significant disadvantage. This is inflation. It is because of this that investors lose up to 10% of their income, because... Every year money depreciates. You need to remember this before concluding a long-term contract.

Intellectual or creative product

This type of income will appeal to talented and gifted people. They are the ones who can create some kind of intellectual or creative product. It could be a book, a song, a poem, or some kind of invention.

After writing the book, you will need to contact the publishing house, where they will accept the manuscript (if it is really worthwhile). After the publication of your masterpiece, a royalty will be paid and a certain percentage of each copy of the book sold will be deducted monthly. This all sounds very beautiful and simple, but in fact this type of income has very tough competition. Therefore, only brilliant authors who are loved by millions of readers receive maximum cash payments.

If you create any technology, you will have to patent it. If the invention is useful and it begins mass production, then your children can also receive passive income.

Own business

If you feel great potential as a leader, then you can try. In order for it to generate passive income, you need to work actively for several years.

First you need to understand what exactly you want to do. This should be an area of ​​activity that you know well. Let's give a simple example: if a man is well versed in cars and loves transport, then great idea will open its own service station.

When the idea is “ripe”, get it. Then start your business.

When you realize that your business has become successful and brings in a stable income, you can think about delegating it (transferring certain powers to another person) and receiving passive income.

In order to retire and “skim the cream” in the form of cash, you need to remember that the company you have built must work like a well-oiled machine, and the person to whom you entrust the management of the company will not let you down and will justify the trust placed in you.

Based on the experience of many companies, we would not recommend completely withdrawing from business. This leads to bankruptcy in 90% of cases.

Selling franchises and receiving royalties

Owners of large companies can count on such a source of passive income. famous companies. It does not require any capital, but to obtain it you will have to work fruitfully for more than one year. Let's take a closer look at franchises and royalties.

Simply put, a franchise is a lease of a brand, trademark, way of managing the company, slogan, etc. some little-known organization. Thanks to this, they produce and sell their products under the logo of a well-known brand. As a result, the turnover and income of the start-up company quickly increases.

Once the franchise is sold, royalties (an agreed upon amount of money) are paid regularly. It can also be a certain percentage of the income of the company that bought the franchise.

At first glance, everything seems easy and simple, but in order to receive passive income, you need to build a large business or a brand that will be well-known.

Investing in a third party business

People with substantial capital and assets can count on passive income by investing in third-party businesses. Moreover, the larger the amount you invest, the higher the interest you will receive.

In order to invest money in a third-party business, you need to thoroughly study the business plan, calculate all possible risks, and regularly monitor the company’s activities. This is the only way you will protect your investments and not be deceived.

Investing in any business is a very risky undertaking. In order not to lose all your money in the event of bankruptcy, do not rush to invest all your savings in one project. It is better to invest in several organizations at the same time. Thanks to this, if one project fails, others will bring passive income.

Creating a mobile application

In the modern age of progressive technology, most people have mobile device, supporting various applications. Mobile apps make life easier for millions. Everyone downloads an unlimited number of them and recommends them to others. Therefore, anyone can create their own application that will generate decent passive income.

• First, you need to get interesting idea. She is the one who can help you get rich. Due to the great competition, it is sometimes difficult to surprise users, but if you succeed, you are guaranteed success.
• Secondly, create an application. To do this, you need to contact specialists who will be happy to help you for a certain fee.
• Thirdly, place the finished product on the platforms. To begin with, do not overprice the application. Put minimum amount. And when thousands of people love it, gradually raise the price. Or make it free, but with paid add-ons or advertising.

Creation mobile application- This is a fairly simple source of passive income. In most cases, it does not require large investments, and the income received can pleasantly surprise you for several years.

Creating a channel on YouTube

Probably every PC user has watched videos on YouTube at least once. This is really a very convenient site where you can find any information you are interested in (master classes, training videos, funny videos, etc.). Millions use this service every day. So why not make money from it?

To receive passive income with using YouTube You just need to create your own channel and post interesting, and most importantly useful videos. It can be varied, from a video of funny animal behavior to a master class on repairs washing machine. It all depends on what you can do.

Very often, a start-up business lacks recommendations that will ensure regular sales. If you have a wide circle of acquaintances and close cooperation with a large number of companies, then passive income from recommendations is created just for you.

So, while communicating, you will find out that someone needs the services of an electrician or designer. You can recommend this or that company and receive a monetary reward or a certain percentage for this. The main thing is that this organization includes payments for recommendations.

Maybe the amounts won’t be exorbitant, but it’s better than nothing. The lack of start-up capital is the main advantage of this method of generating passive income.

Passive income on the Internet - your website or blog

I started working on blogging (article) sites a long time ago, but I didn’t turn them into passive income. I developed them for sale or temporary income from advertising and, as a rule, they did not stay with me for more than 1 year. But now that I already have several types of main activities, why not slowly start acquiring assets with passive income. So I created a website several years ago, which now brings in more than 100,000 rubles. only on contextual advertising without my participation. And what’s more, I didn’t stop there and created several more sites that are now generating income.

What is good about passive income from websites?

The fact that they will read articles constantly and search for information constantly. Having written an interesting article once, it will bring you a lot of traffic from search engines and will bring you readers constantly. And that means income. Blog development is about creating interesting content (articles, for example) and attracting readers. When there are readers, you post contextual advertising and earn money by clicking on it. It's very profitable. Having boosted your blog a little, you will already be making a profit and with each increase in readers your profit will grow. And then you can do nothing and only publish articles occasionally, and the money will still trickle in and that’s a plus. Or you can assign an editor to work on your site or several, as we do.

If you are planning to develop this area, then read the section about. There you will find useful information, and if it’s not enough, then ask questions and we’ll add more.

Investments in the purchase of information sites

If you do not want to create a source of passive income in the form of a website, as I described above, then you can buy websites with income. But to do this, you must at least understand the topic and go through the process of creating your own websites.

Affiliate programs as passive income

I already wrote an article about that. And this source of income can be made passive. If you do a good job in this direction and many people are registered using your affiliate links in those services or stores on whose affiliate program you earned money, then everything further actions These people will also be paid to you.

I still get money from many of the services I referred people to several years ago. This income is small, but roughly comparable to renting out an apartment in Omsk.

We hope that everyone who reads this article has already understood the importance of passive income and the main differences from active income. Now let's try to figure out together how to achieve this coveted financial independence.

1. Start with yourself and educate yourself. In order to make assets, capital, and business work productively, you first need to study the theoretical part. Start reading books by famous financial experts (e.g. Robert Kiyosaki, Bodo Schaeffer, Robert Allen, etc.). Thanks to this, you will better understand all the nuances and details of financial activities.
2. In your free time from your main job, start looking for a source of passive income. Maybe you will invent something new, patent your creation and receive monetary rewards for the rest of your life, or maybe you have another hidden talent that will help you achieve financial freedom. To make your work enjoyable, try to turn your hobby into a source of income. For example, an amateur photographer can sell his work on specialized platforms on the Internet, and a programmer will create an Internet application that will be downloaded by millions of people.
3. If you do find a way of passive income that suits you, don’t stop there. Try to develop and discover new methods of earning money. For example, having invested money profitably in the bank, you can also upload videos on YouTube, review your existing construction equipment and rent it out.

Why do the poor stay poor and the rich stay rich?

The subconscious of most people of our time contains information that in order to feed their family and provide for themselves, they need to learn some kind of profession, and then work all their lives in a factory, mine, office, etc. At the same time, take a full rest only once a year on vacation. That is why the average person in our country follows the plan.

At the same time, more successful and financially literate people have long realized that a decent income can be brought not by active, but by passive income. Naturally, they understand that in order to regularly receive money with a minimum of effort, you need certain time work actively. This period may be several years, but such a person is aware that he is working to create passive income that will ensure a comfortable old age.

Poor people work only to satisfy their needs. At the same time, they don’t even think about creating some kind of capital that can bring in money. In the best case, a person gets another or additional job.

The difference between the poor and the rich is how they spend free time. A wealthy person gets richer every minute due to passive income that profitable investments bring. Low-income people drink beer, watch TV and complain about life to the people around them.

One famous businessman and financial analyst said that a person's success is not measured by the size of his bank account, but by the amount of time he can be away from work. This is true. After all, you can deny yourself everything all your life, limit your desires and needs while collecting savings in a three-liter jar. But such a person can hardly be called happy, successful and enterprising.

How to gain financial freedom and independence

In order to live for your pleasure, you need to make money work for you. This is possible if you work hard for a while. During the active period, we do not encourage you to work 24 hours a day. It is enough to look for methods in your free time alternative income, which will generate passive income in the future. The more such sources there are, the less work you will have to do.

It may be quite difficult at first, but remember that thousands of people like you do not live on starvation wages, subsisting on bread and water. They do not know the feeling of hunger and need. And all because they understood in time exactly how to make money.

Conclusion

Now you know everything about passive income! You may also find this article useful. Don’t be afraid to experiment, because everyone has one life. And it depends only on you and me how we will live it. It's never too late to start changing your life. This can be done by both a teenager and a pensioner. The main thing is to believe in yourself and not give up, and then you will definitely succeed!

The choice is yours! And I'm waiting for comments under the article.